Detached house in Urbanização Barrocal, Vila de Pêra, Pêra
Detached house in Urbanização Barrocal, Vila de Pêra, Pêra — image 2Detached house in Urbanização Barrocal, Vila de Pêra, Pêra — image 3Detached house in Urbanização Barrocal, Vila de Pêra, Pêra — image 4Detached house in Urbanização Barrocal, Vila de Pêra, Pêra — image 5
Grade Bvillamid-range

Detached house in Urbanização Barrocal, Vila de Pêra, Pêra

Silves · Central Algarve ·

€635,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,483/yr
Average Daily Rate: €281
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 19.6 years
5-yr Capital Value: €834,381
10-yr Capital Value: €1.0M
Brixfox Score: 62.6 / 100
Comparable Properties: 14
Data Confidence: 76%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€731,880

+15.3% over asking

Asking price€635,000
IMT — Property transfer tax (investment schedule)€38,100
IS — Stamp duty (0.8%)€5,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,525
Total acquisition costs€53,955
Renovation (est. €55/m² × 195 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,725
(€5,850–€15,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€731,880

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 195 m²
Land: 299 m²
Style: contemporary
Condition: good
Year Built: 2019
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracemodern facade

Score Breakdown

ROI
15.62
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
6.83
Rental Demand
3.95
Payback Speed
2
STR Suitability
3

Description

3 bedroom semi-detached villa with swimming pool, consisting of 3 bedrooms (1 en suite) with private terraces, 3 bathrooms, large living room with fireplace open space for kitchen and pantry. Covered parking for 1 car and uncovered parking for 1 car. This semi-detached villa with two floors is very spacious and comfort

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Imobipera →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Urbanização Barrocal, Vila de Pêra, Pêra

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
195 m²
Land Plot
299 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$119K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$2,434/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.6 yr
Rental only

Property details

Year built: 2019
Energy: A+
Condition: good

Description

3 bedroom semi-detached villa with swimming pool, consisting of 3 bedrooms (1 en suite) with private terraces, 3 bathrooms, large living room with fireplace open space for kitchen and pantry. Covered parking for 1 car and uncovered parking for 1 car. This semi-detached villa with two floors is very spacious and comfort

Income Breakdown

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Nightly Rate (ADR)
$406/night
50% ($187)Brixfox estimate($406/night)200% ($747)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$29,207
Airbnb data$406/night · 39% occupancy
Rental income
$406/night · 39% occ.
$58,490
Running costs (20%)
Utilities, cleaning, maintenance
-$11,698
Income tax (10%)
Indonesian rental income tax
-$16,377
Property tax
Annual property tax
-$1,208
Net income
4.2% ROI
$29,207

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$690,217
IMT (transfer tax, investment schedule)$41,413
Imposto de Selo (stamp duty)$5,522
Notary & registration$1,359
Legal / due diligence$10,353
Total acquisition costs$58,647
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,658
($6,359–$16,957)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$793,348

Gross yield (asking)

8.5%

True gross yield (all-in)

7.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.8M$2.9M$1.9M$960K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $635K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$773K
+22%
Rental Income
+$143K
Total Position
$915K
+44%
7.6%/yr
Year 10
Capital Value
$940K
+48%
Rental Income
+$308K
Total Position
$1.2M
+97%
7.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$722K
Total Position
$2.1M
+233%
6.2%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.3M
Total Position
$3.3M
+426%
5.7%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$374 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
299 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $374 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$2,493/mo
40% occ.
5.8%
$3,358/mo
current
39% occ.
5.8%
$3,311/mo
current
49% occ.
7.3%
$4,176/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.