Semi-detached house in São Marcos da Serra
Semi-detached house in São Marcos da Serra — image 2Semi-detached house in São Marcos da Serra — image 3Semi-detached house in São Marcos da Serra — image 4Semi-detached house in São Marcos da Serra — image 5
Grade C+villabudget

Semi-detached house in São Marcos da Serra

Silves · Central Algarve ·

€299,000

Asking Price (EUR)

0.5%

True Net Yield (Owner, all-in)

0.4%

True Net Yield (Managed, all-in)

0.8%

True Gross Yield

16%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €3,682/yr
Average Daily Rate: €64
-51.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 118.5 years
5-yr Capital Value: €458,581
10-yr Capital Value: €557,934
Brixfox Score: 49.6 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€449,254

+50.3% over asking

Asking price€299,000
IMT — Property transfer tax (investment schedule)€11,927
IS — Stamp duty (0.8%)€2,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,485
Total acquisition costs€20,054
Renovation (est. €900/m² × 120 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€108,000
(€84,000–€132,000)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€449,254

Gross yield (asking price)

1.2%

True gross yield (all-in)

0.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 120 m²
Land: 193380 m²
Style: dated
Condition: needs-renovation
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
8.25
Visual Appeal
4.6
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
1.57
Payback Speed
0
STR Suitability
3

Description

REF. HAB_251 Charming Rural Farmhouse with Dam and Spring in Corte Peral, São Marcos da Serra Discover this extraordinary farmhouse with approximately 19 hectares of fertile land, located in the მშვიდ and authentic area of Corte Peral, in São Marcos da Serra, a true natural retreat in the heart of the Algarve mountain

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Imobiliária Independente →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Semi-detached house in São Marcos da Serra

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
120 m²
Land Plot
193380 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 0.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score50
GradeC+
Brixfox Intelligence
50C+Moderate
Score Breakdown
ROI & Yield55%
Capital Growth53%
Risk Profile53%
Market Demand50%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+4.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$56K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.7%
$183/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
18 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: F
Condition: needs-renovation

Description

REF. HAB_251 Charming Rural Farmhouse with Dam and Spring in Corte Peral, São Marcos da Serra Discover this extraordinary farmhouse with approximately 19 hectares of fertile land, located in the მშვიდ and authentic area of Corte Peral, in São Marcos da Serra, a true natural retreat in the heart of the Algarve mountain

Income Breakdown

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Nightly Rate (ADR)
$93/night
50% ($43)Brixfox estimate($93/night)200% ($171)
Occupancy
16%
10%Brixfox estimate(16%)100%

Short-Term Rental

Yearly income
$2,198
Airbnb data$93/night · 16% occupancy
Rental income
$93/night · 16% occ.
$5,321
Running costs (20%)
Utilities, cleaning, maintenance
-$1,064
Income tax (10%)
Indonesian rental income tax
-$1,490
Property tax
Annual property tax
-$569
Net income
0.7% ROI
$2,198

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$325,000
IMT (transfer tax, investment schedule)$12,964
Imposto de Selo (stamp duty)$2,600
Notary & registration$1,359
Legal / due diligence$4,875
Total acquisition costs$21,798
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$117,391
($91,304–$143,478)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$486,146

Gross yield (asking)

1.6%

True gross yield (all-in)

1.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$1.2M$919K$613K$306K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $299K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$364K
+22%
Rental Income
+$11K
Total Position
$375K
+25%
4.6%/yr
Year 10
Capital Value
$443K
+48%
Rental Income
+$23K
Total Position
$466K
+56%
4.5%/yr
Year 20
Capital Value
$655K
+119%
Rental Income
+$54K
Total Position
$709K
+137%
4.4%/yr
Year 30
Capital Value
$970K
+224%
Rental Income
+$96K
Total Position
$1.1M
+257%
4.3%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.7% annual return
Occupancy
Weak
16% average occupancy
Nightly Rate
Average
$86 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
193380 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 193380 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.0%
$547/mo
40% occ.
2.8%
$745/mo
16% occ.
1.0%
$263/mo
current
26% occ.
1.7%
$461/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.