House in Chinicato - Sargaçal, Lagos
House in Chinicato - Sargaçal, Lagos — image 2House in Chinicato - Sargaçal, Lagos — image 3House in Chinicato - Sargaçal, Lagos — image 4House in Chinicato - Sargaçal, Lagos — image 5
Grade Avillamid-range

House in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €75,331/yr
Average Daily Rate: €732
Payback Period: 11.3 years
5-yr Capital Value: €913,220
10-yr Capital Value: €1.1M
Brixfox Score: 76.3 / 100
Comparable Properties: 6
Data Confidence: 59%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€806,360

+16.0% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 225 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,375
(€6,750–€18,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€806,360

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 225 m²
Land: 616 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor barbecue areatraditional Portuguese tile roof accentsornate interior decor

Score Breakdown

ROI
21.35
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
11.65
Rental Demand
2.82
Payback Speed
4
STR Suitability
3

Description

Modern 4 bedroom villa with pool and garage in quiet urbanisation close to Lagos •4 Bedrooms, 3 Bathrooms •Living area 155m², Construction area 225m² •Plot 616m² •Year of construction 2003 •Low maintenance property •Private swimming pool •Distance from nearest beach 5.8km Featuring an open-plan living area that merg

Location

📍 37.1388°N, 8.6905°W

· Lagos, Algarve, Portugal

View on Togofor Homes →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Chinicato - Sargaçal, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
225 m²
Land Plot
616 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$192K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$4,685/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

Modern 4 bedroom villa with pool and garage in quiet urbanisation close to Lagos •4 Bedrooms, 3 Bathrooms •Living area 155m², Construction area 225m² •Plot 616m² •Year of construction 2003 •Low maintenance property •Private swimming pool •Distance from nearest beach 5.8km Featuring an open-plan living area that merg

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,076/night
50% ($495)Brixfox estimate($1,076/night)200% ($1980)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$56,226
Airbnb data$1,076/night · 28% occupancy
Rental income
$1,076/night · 28% occ.
$110,668
Running costs (20%)
Utilities, cleaning, maintenance
-$22,134
Income tax (10%)
Indonesian rental income tax
-$30,987
Property tax
Annual property tax
-$1,322
Net income
7.4% ROI
$56,226

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$755,435
IMT (transfer tax, investment schedule)$45,326
Imposto de Selo (stamp duty)$6,043
Notary & registration$1,359
Legal / due diligence$11,332
Total acquisition costs$64,060
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,451
($7,337–$19,565)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$874,304

Gross yield (asking)

14.6%

True gross yield (all-in)

12.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$275K
Total Position
$1.1M
+61%
10.0%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$593K
Total Position
$1.6M
+133%
8.8%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.4M
Total Position
$2.9M
+319%
7.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$2.5M
Total Position
$4.7M
+578%
6.6%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$990 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
616 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $990 — positioned in the top tier
Generous 616 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 28% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
10.7%
$6,762/mo
40% occ.
14.4%
$9,053/mo
28% occ.
10.1%
$6,345/mo
current
38% occ.
13.7%
$8,636/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.