T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos
T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos — image 2T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos — image 3T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos — image 4T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos — image 5
Grade Aapartmentmid-range

T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€250,000

Asking Price (EUR)

10.1%

True Net Yield (Owner, all-in)

7.0%

True Net Yield (Managed, all-in)

15.5%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,931/yr
Average Daily Rate: €196
Payback Period: 6.9 years
5-yr Capital Value: €328,496
10-yr Capital Value: €399,666
Brixfox Score: 75.4 / 100
Comparable Properties: 93
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€289,422

+15.8% over asking

Asking price€250,000
IMT — Property transfer tax (investment schedule)€8,497
IS — Stamp duty (0.8%)€2,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,750
Total acquisition costs€15,497
Renovation (est. €55/m² × 35 m²)
Light touch-ups — paint, fixtures, deep clean.		€1,925
(€1,050–€2,800)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€289,422

Gross yield (asking price)

18.0%

True gross yield (all-in)

15.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 35 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

shared pool areathatched umbrellas

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
2.7
Rental Demand
6.28
Payback Speed
5
STR Suitability
3

Description

Studio in Torraltinha in Lagos with swimming pool and large gardens. Property with swimming pool and surrounding green areas. The swimming pool is an autonomous fraction belonging to all apartments, being sold together with the flat Reference condominium about 4 minutes from Porto Mós Beach and Canavial Beach, with

Location

📍 37.0943°N, 8.6810°W

· Lagos, Algarve, Portugal

View on YES TEAM REAL ESTATE →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T0 (studio), Urbanização Torraltinha de Lagos, Torralta, Lagos Cidade, Lagos

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
35 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$69K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.4%
$2,808/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.1 yr
Rental only

Property details

Energy: D
Condition: good

Description

Studio in Torraltinha in Lagos with swimming pool and large gardens. Property with swimming pool and surrounding green areas. The swimming pool is an autonomous fraction belonging to all apartments, being sold together with the flat Reference condominium about 4 minutes from Porto Mós Beach and Canavial Beach, with

Income Breakdown

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Nightly Rate (ADR)
$287/night
50% ($132)Brixfox estimate($287/night)200% ($528)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$33,697
Airbnb data$287/night · 63% occupancy
Rental income
$287/night · 63% occ.
$65,716
Running costs (20%)
Utilities, cleaning, maintenance
-$13,143
Income tax (10%)
Indonesian rental income tax
-$18,401
Property tax
Annual property tax
-$476
Net income
12.4% ROI
$33,697

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$271,739
IMT (transfer tax, investment schedule)$9,236
Imposto de Selo (stamp duty)$2,174
Notary & registration$1,359
Legal / due diligence$4,076
Total acquisition costs$16,845
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,092
($1,141–$3,043)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$314,589

Gross yield (asking)

24.2%

True gross yield (all-in)

20.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.6M$2.0M$1.3M$657K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $250K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$304K
+22%
Rental Income
+$165K
Total Position
$469K
+88%
13.4%/yr
Year 10
Capital Value
$370K
+48%
Rental Income
+$355K
Total Position
$725K
+190%
11.2%/yr
Year 20
Capital Value
$548K
+119%
Rental Income
+$833K
Total Position
$1.4M
+452%
8.9%/yr
Year 30
Capital Value
$811K
+224%
Rental Income
+$1.5M
Total Position
$2.3M
+814%
7.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.4% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$264 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.4% — outperforms most villas in this market
Premium nightly rate of $264 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
11.4%
$2,572/mo
53% occ.
14.1%
$3,183/mo
63% occ.
16.8%
$3,794/mo
current
73% occ.
19.5%
$4,405/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.