House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€1.3M

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €100,511/yr
Average Daily Rate: €622
+6.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 15.5 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €2.0M
Brixfox Score: 74.7 / 100
Comparable Properties: 5
Data Confidence: 67%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+12.9% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 461 m²
Land: 530 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1996
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

turret-like architectural featurearched windowsmodern fireplace

Score Breakdown

ROI
17.69
Visual Appeal
13.6
Ownership Security
13
Location
10.44
Land & Space
9.53
Rental Demand
4.43
Payback Speed
3
STR Suitability
3

Description

Discover this exceptional villa for sale in Cerro das Mós, one of the most desirable residential areas in Lagos, Algarve. Nestled in a peaceful and private setting, this fully renovated property offers a perfect blend of traditional Algarve charm and contemporary luxury. Enjoy panoramic ocean views from every level of

Location

📍 37.1059°N, 8.6840°W

· Lagos, Algarve, Portugal

View on Ideal Homes Portugal →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
461 m²
Land Plot
530 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$345K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$6,098/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.6 yr
Rental only

Property details

Year built: 1996
Energy: Not indicated
Condition: excellent

Description

Discover this exceptional villa for sale in Cerro das Mós, one of the most desirable residential areas in Lagos, Algarve. Nestled in a peaceful and private setting, this fully renovated property offers a perfect blend of traditional Algarve charm and contemporary luxury. Enjoy panoramic ocean views from every level of

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$899/night
50% ($414)Brixfox estimate($899/night)200% ($1655)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$73,170
Airbnb data$899/night · 44% occupancy
Rental income
$899/night · 44% occ.
$145,285
Running costs (20%)
Utilities, cleaning, maintenance
-$29,057
Income tax (10%)
Indonesian rental income tax
-$40,680
Property tax
Annual property tax
-$2,378
Net income
5.4% ROI
$73,170

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,358,696
IMT (transfer tax, investment schedule)$101,902
Imposto de Selo (stamp duty)$10,870
Notary & registration$1,359
Legal / due diligence$20,380
Total acquisition costs$134,511
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,531,848

Gross yield (asking)

10.7%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.3M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$357K
Total Position
$1.9M
+50%
8.5%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$772K
Total Position
$2.6M
+110%
7.7%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.8M
Total Position
$4.5M
+264%
6.7%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$3.2M
Total Position
$7.3M
+481%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$827 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
530 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $827 — positioned in the top tier
Generous 530 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$5,547/mo
40% occ.
6.6%
$7,462/mo
44% occ.
7.3%
$8,276/mo
current
54% occ.
9.0%
$10,191/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.