Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz
Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz — image 2Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz — image 3Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz — image 4Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz — image 5
Grade B+villamid-range

Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz

Lagos · Western Algarve ·

€1.4M

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €117,867/yr
Average Daily Rate: €525
Payback Period: 13.9 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 74.4 / 100
Comparable Properties: 8
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+13.9% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€101,250
IS — Stamp duty (0.8%)€10,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,250
Total acquisition costs€133,550
Renovation (est. €55/m² × 255 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,025
(€7,650–€20,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 255 m²
Land: 820 m²
Style: portuguese-traditional
Condition: good
Year Built: 1999
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered outdoor terracetraditional Portuguese architectureprivate swimming pool

Score Breakdown

ROI
18.81
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.15
Payback Speed
3
STR Suitability
3

Description

Modern and spacious, this 3+1 bedroom property is situated within the peaceful Porto Dona Maria resort, just a short drive from the popular coastal towns of Luz and Burgau. One of the bedrooms features a private ensuite, and the entire home is finished in a clean, contemporary style. The large open-plan kitchen, dining

Location

📍 37.0798°N, 8.7534°W

· Lagos, Algarve, Portugal

View on MOVE Algarve →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Aldeamento Porto Dona Maria, Porto Dona Ana - Alto dos Montinhos, Luz

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
255 m²
Land Plot
820 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$373K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$7,358/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.6 yr
Rental only

Property details

Year built: 1999
Energy: C
Condition: good

Description

Modern and spacious, this 3+1 bedroom property is situated within the peaceful Porto Dona Maria resort, just a short drive from the popular coastal towns of Luz and Burgau. One of the bedrooms features a private ensuite, and the entire home is finished in a clean, contemporary style. The large open-plan kitchen, dining

Income Breakdown

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Nightly Rate (ADR)
$778/night
50% ($358)Brixfox estimate($778/night)200% ($1431)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Yearly income
$88,300
Airbnb data$778/night · 62% occupancy
Rental income
$778/night · 62% occ.
$174,746
Running costs (20%)
Utilities, cleaning, maintenance
-$34,949
Income tax (10%)
Indonesian rental income tax
-$48,929
Property tax
Annual property tax
-$2,568
Net income
6.0% ROI
$88,300

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,467,391
IMT (transfer tax, investment schedule)$110,054
Imposto de Selo (stamp duty)$11,739
Notary & registration$1,359
Legal / due diligence$22,011
Total acquisition costs$145,163
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,245
($8,315–$22,174)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,669,158

Gross yield (asking)

11.9%

True gross yield (all-in)

10.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$9.5M$7.1M$4.7M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$431K
Total Position
$2.1M
+54%
9.0%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$931K
Total Position
$2.9M
+117%
8.1%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$2.2M
Total Position
$5.1M
+281%
6.9%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$3.9M
Total Position
$8.2M
+511%
6.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$716 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
820 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $716 — positioned in the top tier
Generous 820 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
5.5%
$6,667/mo
52% occ.
6.8%
$8,323/mo
62% occ.
8.2%
$9,979/mo
current
72% occ.
9.5%
$11,636/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.