Detached house in Vale de Bensafrim, Bensafrim
Detached house in Vale de Bensafrim, Bensafrim — image 2Detached house in Vale de Bensafrim, Bensafrim — image 3Detached house in Vale de Bensafrim, Bensafrim — image 4Detached house in Vale de Bensafrim, Bensafrim — image 5
Grade B+villabudget

Detached house in Vale de Bensafrim, Bensafrim

Lagos · Western Algarve ·

€597,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,236/yr
Average Daily Rate: €487
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 13.8 years
5-yr Capital Value: €784,449
10-yr Capital Value: €954,402
Brixfox Score: 70.3 / 100
Comparable Properties: 17
Data Confidence: 68%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€732,471

+22.7% over asking

Asking price€597,000
IMT — Property transfer tax (investment schedule)€35,590
IS — Stamp duty (0.8%)€4,776
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,955
Total acquisition costs€50,571
Renovation (est. €350/m² × 160 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€56,000
(€40,000–€72,000)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€732,471

Gross yield (asking price)

9.1%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 160 m²
Land: 734 m²
Style: portuguese-traditional
Condition: fair
Year Built: 2000
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tileswrought iron window grillespotted yucca plants at entrance

Score Breakdown

ROI
18.96
Visual Appeal
6.8
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
3.05
Payback Speed
3
STR Suitability
3

Description

Set on a generous 734m² plot with open country views, this unique property offers exceptional flexibility with three separate living areas and a total build size of 160m² making it ideal for extended families, guest accommodation, rental potential, or a home-based business. The main house features a welcoming layout w

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on MOVE Algarve →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Vale de Bensafrim, Bensafrim

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
160 m²
Land Plot
734 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$165K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.1%
$3,301/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.4 yr
Rental only

Property details

Year built: 2000
Energy: D
Condition: fair

Description

Set on a generous 734m² plot with open country views, this unique property offers exceptional flexibility with three separate living areas and a total build size of 160m² making it ideal for extended families, guest accommodation, rental potential, or a home-based business. The main house features a welcoming layout w

Income Breakdown

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Nightly Rate (ADR)
$704/night
50% ($324)Brixfox estimate($704/night)200% ($1296)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$39,608
Airbnb data$704/night · 30% occupancy
Rental income
$704/night · 30% occ.
$78,352
Running costs (20%)
Utilities, cleaning, maintenance
-$15,670
Income tax (10%)
Indonesian rental income tax
-$21,939
Property tax
Annual property tax
-$1,136
Net income
6.1% ROI
$39,608

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$648,913
IMT (transfer tax, investment schedule)$38,685
Imposto de Selo (stamp duty)$5,191
Notary & registration$1,359
Legal / due diligence$9,734
Total acquisition costs$54,968
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$60,870
($43,478–$78,261)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$793,990

Gross yield (asking)

12.1%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $597K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$726K
+22%
Rental Income
+$193K
Total Position
$920K
+54%
9.0%/yr
Year 10
Capital Value
$884K
+48%
Rental Income
+$418K
Total Position
$1.3M
+118%
8.1%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$979K
Total Position
$2.3M
+283%
6.9%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.7M
Total Position
$3.7M
+515%
6.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$648 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
734 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $648 — positioned in the top tier
Generous 734 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 30% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.1%
$4,403/mo
current
40% occ.
10.9%
$5,902/mo
30% occ.
8.3%
$4,476/mo
current
40% occ.
11.1%
$5,975/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.