Detached house in Centro, Lagos Cidade, Lagos
Detached house in Centro, Lagos Cidade, Lagos — image 2Detached house in Centro, Lagos Cidade, Lagos — image 3Detached house in Centro, Lagos Cidade, Lagos — image 4Detached house in Centro, Lagos Cidade, Lagos — image 5
Grade Avillaluxury

Detached house in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€3.3M

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €264,069/yr
Average Daily Rate: 1088
Payback Period: 13.8 years
5-yr Capital Value: €4.3M
10-yr Capital Value: €5.3M
Brixfox Score: 82.4 / 100
Comparable Properties: 6
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.7M

+12.0% over asking

Asking price€3.3M
IMT — Property transfer tax (investment schedule)€248,250
IS — Stamp duty (0.8%)€26,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€49,650
Total acquisition costs€325,630
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€71,000
All-in investment (incl. renovation & furnishing)€3.7M

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 7
Building: 454
Land: 3015
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolfloor-to-ceiling windowsopen-plan livingintegrated kitchen appliancesminimalist aesthetic

Score Breakdown

ROI
18.92
Visual Appeal
14.6
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
7.47
Payback Speed
3
STR Suitability
3

Description

Located in the prestigious area near Lagos, in close proximity to the renowned Palmares Golf Course, this exceptional villa, under construction, combines contemporary architecture with luxurious comfort in a privileged residential setting. Set on a generous 3,015 m² plot, the property offers privacy and stunning views

Location

📍 37.1048°N, 8.6726°W

· Lagos, Algarve, Portugal

Idealista.pt
Lagos / Western Algarve

Detached house in Centro, Lagos Cidade, Lagos

Inventory
5 Beds
Bathrooms
7 Baths
Built Area
454 m²
Land Plot
3015 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score82
GradeA
Brixfox Intelligence
82AExcellent
Score Breakdown
ROI & Yield90%
Capital Growth86%
Risk Profile83%
Market Demand82%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$914K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.1%
$18,228/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.4 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Located in the prestigious area near Lagos, in close proximity to the renowned Palmares Golf Course, this exceptional villa, under construction, combines contemporary architecture with luxurious comfort in a privileged residential setting. Set on a generous 3,015 m² plot, the property offers privacy and stunning views

Income Breakdown

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Nightly Rate (ADR)
$1,587/night
50% ($730)Brixfox estimate($1,587/night)200% ($2920)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$218,736
Airbnb data$1,587/night · 75% occupancy
Rental income
$1,587/night · 75% occ.
$432,754
Running costs (20%)
Utilities, cleaning, maintenance
-$86,551
Income tax (10%)
Indonesian rental income tax
-$121,171
Property tax
Annual property tax
-$6,296
Net income
6.1% ROI
$218,736

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,597,826
IMT (transfer tax, investment schedule)$269,837
Imposto de Selo (stamp duty)$28,783
Notary & registration$1,359
Legal / due diligence$53,967
Total acquisition costs$353,946
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$75,000
All-in investment$4,026,772

Gross yield (asking)

12.0%

True gross yield (all-in)

10.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$23.4M$17.5M$11.7M$5.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.0M
+22%
Rental Income
+$1.1M
Total Position
$5.1M
+54%
9.0%/yr
Year 10
Capital Value
$4.9M
+48%
Rental Income
+$2.3M
Total Position
$7.2M
+118%
8.1%/yr
Year 20
Capital Value
$7.3M
+119%
Rental Income
+$5.4M
Total Position
$12.7M
+282%
6.9%/yr
Year 30
Capital Value
$10.7M
+224%
Rental Income
+$9.6M
Total Position
$20.3M
+514%
6.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Good
75% average occupancy
Nightly Rate
Strong
$1460 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
3015 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1460 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 3015 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
6.0%
$17,963/mo
65% occ.
7.1%
$21,342/mo
75% occ.
8.2%
$24,721/mo
current
85% occ.
9.4%
$28,100/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.