Detached house in Porto de Mós, Lagos
Detached house in Porto de Mós, Lagos — image 2Detached house in Porto de Mós, Lagos — image 3Detached house in Porto de Mós, Lagos — image 4Detached house in Porto de Mós, Lagos — image 5
Grade B+villamid-range

Detached house in Porto de Mós, Lagos

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,448/yr
Average Daily Rate: €410
Payback Period: 15.7 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 72.8 / 100
Comparable Properties: 16
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+12.9% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation (est. €55/m² × 164 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,020
(€4,920–€13,120)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 164 m²
Land: 2500 m²
Style: portuguese-traditional
Condition: good
Year Built: 1983
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor BBQ areatraditional Portuguese architectural archesprivate pool

Score Breakdown

ROI
17.56
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.84
Payback Speed
3
STR Suitability
3

Description

Luzi Homes presents, Detached house in a quiet and privileged area just minutes from the city of Lagos and its beaches. It has four bedrooms, two of them with built-in wardrobes, a large living room with fireplace, two bathrooms recently renovated with an Italian shower tray. The kitchen is also remodeled and fully e

Location

📍 37.0920°N, 8.6850°W

· Lagos, Algarve, Portugal

View on Luzi Homes Real Estate & Concièrge, Unipessoal, Lda →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Porto de Mós, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
164 m²
Land Plot
2500 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$304K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$5,301/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.8 yr
Rental only

Property details

Year built: 1983
Energy: C
Condition: good

Description

Luzi Homes presents, Detached house in a quiet and privileged area just minutes from the city of Lagos and its beaches. It has four bedrooms, two of them with built-in wardrobes, a large living room with fireplace, two bathrooms recently renovated with an Italian shower tray. The kitchen is also remodeled and fully e

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$593/night
50% ($273)Brixfox estimate($593/night)200% ($1091)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$63,610
Airbnb data$593/night · 58% occupancy
Rental income
$593/night · 58% occ.
$126,350
Running costs (20%)
Utilities, cleaning, maintenance
-$25,270
Income tax (10%)
Indonesian rental income tax
-$35,378
Property tax
Annual property tax
-$2,092
Net income
5.3% ROI
$63,610

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,195,652
IMT (transfer tax, investment schedule)$71,739
Imposto de Selo (stamp duty)$9,565
Notary & registration$1,359
Legal / due diligence$17,935
Total acquisition costs$100,598
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,804
($5,348–$14,261)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,347,413

Gross yield (asking)

10.6%

True gross yield (all-in)

9.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.3M$5.5M$3.7M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$311K
Total Position
$1.6M
+50%
8.4%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$671K
Total Position
$2.3M
+109%
7.7%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$1.6M
Total Position
$4.0M
+262%
6.6%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$2.8M
Total Position
$6.4M
+477%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$545 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $545 — positioned in the top tier
Generous 2500 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
4.7%
$4,671/mo
48% occ.
6.0%
$5,934/mo
58% occ.
7.2%
$7,196/mo
current
68% occ.
8.5%
$8,458/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.