Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão
Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 2Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 3Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 4Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 5
Grade Bvillamid-range

Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€490,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.8%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,792/yr
Average Daily Rate: 166
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 22.2 years
5-yr Capital Value: €643,853
10-yr Capital Value: €783,345
Brixfox Score: 56.9 / 100
Comparable Properties: 20
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€561,900

+14.7% over asking

Asking price€490,000
IMT — Property transfer tax (investment schedule)€27,030
IS — Stamp duty (0.8%)€3,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,350
Total acquisition costs€39,550
Renovation (est. €55/m² × 100)
Light touch-ups — paint, fixtures, deep clean.
€5,500
(€3,000€8,000)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€26,850
All-in investment (incl. renovation & furnishing)€561,900

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 100
Land: 140
Style: portuguese-traditional
Condition: good
Year Built: NaN
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted ceilingrecessed shelving niche

Score Breakdown

ROI
14.71
Visual Appeal
8.2
Ownership Security
13
Location
8.4
Land & Space
4.11
Rental Demand
4.43
Payback Speed
1
STR Suitability
3

Description

Typical house, located in Fuseta 5min walk from downtown, 10min from taking the boat to the island and Barra da Fuseta. The house is single-storey, built before 1951, has been fully restored, is ready to move in and has already functioned as local accommodation. The house is sold equipped with appliances, air condition

Location

📍 37.0578°N, 7.7492°W

· Olhão, Algarve, Portugal

Idealista.pt
Olhão / Eastern Algarve

Detached house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
100 m²
Land Plot
140 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$92K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.7%
$1,652/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.9 yr
Rental only

Property details

Year built: NaN
Energy: F
Condition: good

Description

Typical house, located in Fuseta 5min walk from downtown, 10min from taking the boat to the island and Barra da Fuseta. The house is single-storey, built before 1951, has been fully restored, is ready to move in and has already functioned as local accommodation. The house is sold equipped with appliances, air condition

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$247/night
50% ($114)Brixfox estimate($247/night)200% ($455)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$19,829
Airbnb data$247/night · 44% occupancy
Rental income
$247/night · 44% occ.
$39,925
Running costs (20%)
Utilities, cleaning, maintenance
-$7,985
Income tax (10%)
Indonesian rental income tax
-$11,179
Property tax
Annual property tax
-$932
Net income
3.7% ROI
$19,829

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$532,609
IMT (transfer tax, investment schedule)$29,380
Imposto de Selo (stamp duty)$4,261
Notary & registration$1,359
Legal / due diligence$7,989
Total acquisition costs$42,989
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$5,978
($3,261$8,696)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$608,587

Gross yield (asking)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.8M$2.1M$1.4M$706K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $490K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$596K
+22%
Rental Income
+$97K
Total Position
$693K
+41%
7.2%/yr
Year 10
Capital Value
$725K
+48%
Rental Income
+$209K
Total Position
$934K
+91%
6.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$490K
Total Position
$1.6M
+219%
6.0%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$868K
Total Position
$2.5M
+401%
5.5%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$227 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
140 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $227 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$1,500/mo
40% occ.
4.6%
$2,026/mo
44% occ.
5.1%
$2,252/mo
current
54% occ.
6.3%
$2,778/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.