Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão
Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 2Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 3Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 4Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão — image 5
Grade Bvillamid-range

Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€490,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,327/yr
Average Daily Rate: €186
Payback Period: 19.8 years
5-yr Capital Value: €643,853
10-yr Capital Value: €783,345
Brixfox Score: 58.8 / 100
Comparable Properties: 20
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€564,100

+15.1% over asking

Asking price€490,000
IMT — Property transfer tax (investment schedule)€27,030
IS — Stamp duty (0.8%)€3,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,350
Total acquisition costs€39,550
Renovation (est. €55/m² × 140 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,700
(€4,200–€11,200)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€564,100

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 140 m²
Land: 140 m²
Style: portuguese-traditional
Condition: good
Year Built: 1950
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

palm_treesea_view

Score Breakdown

ROI
15.55
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
3.57
Rental Demand
4.46
Payback Speed
2
STR Suitability
3

Description

Located in the picturesque village of Fuseta, this charming townhouse offers comfort and functionality. With an area of 100 m², the property is ready to move into and has tasteful furnishings to complement every space. The villa is ideal for those looking for a peaceful retreat close to the sea, combining modern design

Location

📍 37.0569°N, 7.7464°W

· Olhão, Algarve, Portugal

View on eXp Global Portugal →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Terraced house in Rua da Liberdade, Moncarapacho e Fuseta, Olhão

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
140 m²
Land Plot
140 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$92K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$1,857/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.9 yr
Rental only

Property details

Year built: 1950
Energy: F
Condition: good

Description

Located in the picturesque village of Fuseta, this charming townhouse offers comfort and functionality. With an area of 100 m², the property is ready to move into and has tasteful furnishings to complement every space. The villa is ideal for those looking for a peaceful retreat close to the sea, combining modern design

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$274/night
50% ($126)Brixfox estimate($274/night)200% ($504)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$22,286
Airbnb data$274/night · 45% occupancy
Rental income
$274/night · 45% occ.
$44,651
Running costs (20%)
Utilities, cleaning, maintenance
-$8,930
Income tax (10%)
Indonesian rental income tax
-$12,502
Property tax
Annual property tax
-$932
Net income
4.2% ROI
$22,286

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$532,609
IMT (transfer tax, investment schedule)$29,380
Imposto de Selo (stamp duty)$4,261
Notary & registration$1,359
Legal / due diligence$7,989
Total acquisition costs$42,989
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,370
($4,565–$12,174)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$610,978

Gross yield (asking)

8.4%

True gross yield (all-in)

7.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$2.9M$2.2M$1.5M$737K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $490K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$596K
+22%
Rental Income
+$109K
Total Position
$705K
+44%
7.5%/yr
Year 10
Capital Value
$725K
+48%
Rental Income
+$235K
Total Position
$960K
+96%
7.0%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$551K
Total Position
$1.6M
+232%
6.2%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$975K
Total Position
$2.6M
+423%
5.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$252 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
140 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $252 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$1,674/mo
40% occ.
5.1%
$2,257/mo
45% occ.
5.7%
$2,527/mo
current
55% occ.
7.0%
$3,111/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.