Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Bvillamid-range

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€599,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,785/yr
Average Daily Rate: €246
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 24.6 years
5-yr Capital Value: €900,080
10-yr Capital Value: €1.1M
Brixfox Score: 62.5 / 100
Comparable Properties: 5
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€696,577

+16.3% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation (est. €55/m² × 220 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,100
(€6,600–€17,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€696,577

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 220 m²
Land: 335 m²
Style: portuguese-traditional
Condition: good
Year Built: 1999
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming pooloutdoor dining areatraditional terracotta roof tilesgreen shutters

Score Breakdown

ROI
14.04
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
7.39
Rental Demand
3.87
Payback Speed
1
STR Suitability
3

Description

Charming 3-Bedroom Villa with Pool for Sale in Fuseta, East Algarve Authentic Coastal Living in the Heart of the Algarve's Sotavento Region Discover your dream home in Fuseta, a picturesque historic fishing village in the Eastern Algarve. This beautifully presented detached villa perfectly embodies the relaxed coastal

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Russell & Decoz →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
220 m²
Land Plot
335 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$2,083/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.0 yr
Rental only

Property details

Year built: 1999
Energy: D
Condition: good

Description

Charming 3-Bedroom Villa with Pool for Sale in Fuseta, East Algarve Authentic Coastal Living in the Heart of the Algarve's Sotavento Region Discover your dream home in Fuseta, a picturesque historic fishing village in the Eastern Algarve. This beautifully presented detached villa perfectly embodies the relaxed coastal

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$356/night
50% ($164)Brixfox estimate($356/night)200% ($654)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$24,995
Airbnb data$356/night · 39% occupancy
Rental income
$356/night · 39% occ.
$50,259
Running costs (20%)
Utilities, cleaning, maintenance
-$10,052
Income tax (10%)
Indonesian rental income tax
-$14,072
Property tax
Annual property tax
-$1,139
Net income
3.8% ROI
$24,995

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,087
IMT (transfer tax, investment schedule)$38,859
Imposto de Selo (stamp duty)$5,209
Notary & registration$1,359
Legal / due diligence$9,766
Total acquisition costs$55,192
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,152
($7,174–$19,130)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$754,975

Gross yield (asking)

7.7%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.5M$2.6M$1.7M$873K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$122K
Total Position
$851K
+42%
7.3%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$264K
Total Position
$1.2M
+92%
6.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$618K
Total Position
$1.9M
+222%
6.0%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.1M
Total Position
$3.0M
+407%
5.6%/yr

Location

Olhão

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$327 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
335 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $327 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$2,176/mo
40% occ.
5.4%
$2,933/mo
39% occ.
5.2%
$2,837/mo
current
49% occ.
6.6%
$3,594/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.