Detached house in Moncarapacho e Fuseta, Olhão
Detached house in Moncarapacho e Fuseta, Olhão — image 2Detached house in Moncarapacho e Fuseta, Olhão — image 3Detached house in Moncarapacho e Fuseta, Olhão — image 4Detached house in Moncarapacho e Fuseta, Olhão — image 5
Grade B+villamid-range

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€695,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,103/yr
Average Daily Rate: €128
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 24.9 years
5-yr Capital Value: €913,220
10-yr Capital Value: €1.1M
Brixfox Score: 71.6 / 100
Comparable Properties: 4
Data Confidence: 57%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€797,325

+14.7% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 158 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,690
(€4,740–€12,640)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€797,325

Gross yield (asking price)

4.5%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 158 m²
Land: 16900 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solius water heatertiled roofoutdoor dining areamultiple sun loungers

Score Breakdown

ROI
13.96
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
7.47
Payback Speed
1
STR Suitability
3

Description

3-BEDROOM VILLA WITH SWIMMING POOL AND VIEWS OF THE SURROUNDING HILLS AND THE SEA ON A PLOT OF LAND OF 16.900,00 SQ. M. LOCATION The property is located approximately 10 minutes by car from the villages of Moncarapacho and Santa Catarina da Fonte do Bispo. The coastal town of Olhão and the nearest beaches are around 1

Location

📍 37.1211°N, 7.7671°W

· Olhão, Algarve, Portugal

View on Aimcliff Properties →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
158 m²
Land Plot
16900 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$130K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$2,072/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.4 yr
Rental only

Property details

Energy: A
Condition: good

Description

3-BEDROOM VILLA WITH SWIMMING POOL AND VIEWS OF THE SURROUNDING HILLS AND THE SEA ON A PLOT OF LAND OF 16.900,00 SQ. M. LOCATION The property is located approximately 10 minutes by car from the villages of Moncarapacho and Santa Catarina da Fonte do Bispo. The coastal town of Olhão and the nearest beaches are around 1

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$185/night
50% ($85)Brixfox estimate($185/night)200% ($340)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$24,867
Airbnb data$185/night · 75% occupancy
Rental income
$185/night · 75% occ.
$50,363
Running costs (20%)
Utilities, cleaning, maintenance
-$10,073
Income tax (10%)
Indonesian rental income tax
-$14,102
Property tax
Annual property tax
-$1,322
Net income
3.3% ROI
$24,867

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$755,435
IMT (transfer tax, investment schedule)$45,326
Imposto de Selo (stamp duty)$6,043
Notary & registration$1,359
Legal / due diligence$11,332
Total acquisition costs$64,060
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,446
($5,152–$13,739)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$864,484

Gross yield (asking)

6.7%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.8M$2.9M$1.9M$961K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$121K
Total Position
$967K
+39%
6.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$262K
Total Position
$1.3M
+86%
6.4%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$615K
Total Position
$2.1M
+208%
5.8%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.1M
Total Position
$3.3M
+381%
5.4%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Good
75% average occupancy
Nightly Rate
Good
$170 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
16900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 16900 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
3.2%
$2,041/mo
65% occ.
3.9%
$2,435/mo
75% occ.
4.5%
$2,828/mo
current
85% occ.
5.1%
$3,221/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.