Terraced house in Moncarapacho e Fuseta, Olhão
Terraced house in Moncarapacho e Fuseta, Olhão — image 2Terraced house in Moncarapacho e Fuseta, Olhão — image 3Terraced house in Moncarapacho e Fuseta, Olhão — image 4Terraced house in Moncarapacho e Fuseta, Olhão — image 5
Grade Avillaluxury

Terraced house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€685,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

10.8%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €86,239/yr
Average Daily Rate: 378
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 9.9 years
5-yr Capital Value: €900,080
10-yr Capital Value: €1.1M
Brixfox Score: 78.7 / 100
Comparable Properties: 8
Data Confidence: 61%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€796,405

+16.3% over asking

Asking price€685,000
IMT — Property transfer tax (investment schedule)€41,100
IS — Stamp duty (0.8%)€5,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,275
Total acquisition costs€58,105
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€796,405

Gross yield (asking price)

12.6%

True gross yield (all-in)

10.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 269
Style: contemporary
Condition: excellent
Year Built: 2023
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracesprivate plunge poolsmodern architectural designintegrated greenery

Score Breakdown

ROI
23.29
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.25
Payback Speed
4
STR Suitability
3

Description

Discover your perfect retreat in Fuseta! This incredible two-story villa features a stunning rooftop terrace with sea views. It offers three carefully designed bedrooms, providing a perfect combination of tranquility and proximity to the sea. On the ground floor, you will find a spacious bedroom with a full bathroom,

Location

📍 37.0847°N, 7.7860°W

· Olhão, Algarve, Portugal

Idealista.pt
Olhão / Eastern Algarve

Terraced house in Moncarapacho e Fuseta, Olhão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
269 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$129K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.5%
$5,295/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Year built: 2023
Energy: A+
Condition: excellent

Description

Discover your perfect retreat in Fuseta! This incredible two-story villa features a stunning rooftop terrace with sea views. It offers three carefully designed bedrooms, providing a perfect combination of tranquility and proximity to the sea. On the ground floor, you will find a spacious bedroom with a full bathroom,

Income Breakdown

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Nightly Rate (ADR)
$547/night
50% ($251)Brixfox estimate($547/night)200% ($1006)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Yearly income
$63,538
Airbnb data$547/night · 62% occupancy
Rental income
$547/night · 62% occ.
$124,693
Running costs (20%)
Utilities, cleaning, maintenance
-$24,939
Income tax (10%)
Indonesian rental income tax
-$34,914
Property tax
Annual property tax
-$1,303
Net income
8.5% ROI
$63,538

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$744,565
IMT (transfer tax, investment schedule)$44,674
Imposto de Selo (stamp duty)$5,957
Notary & registration$1,359
Legal / due diligence$11,168
Total acquisition costs$63,158
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$863,484

Gross yield (asking)

16.7%

True gross yield (all-in)

14.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.8M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $685K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$833K
+22%
Rental Income
+$310K
Total Position
$1.1M
+67%
10.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$670K
Total Position
$1.7M
+146%
9.4%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.6M
Total Position
$3.1M
+348%
7.8%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.8M
Total Position
$5.0M
+630%
6.9%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$503 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Premium nightly rate of $503 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
7.8%
$4,837/mo
52% occ.
9.7%
$6,001/mo
62% occ.
11.5%
$7,165/mo
current
72% occ.
13.4%
$8,329/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.