Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão
Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão — image 2Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão — image 3Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão — image 4Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão — image 5
Grade Avillamid-range

Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€745,000

Asking Price (EUR)

6.9%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

10.7%

True Gross Yield

24%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €91,926/yr
Average Daily Rate: €1049
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 10.1 years
5-yr Capital Value: €978,919
10-yr Capital Value: €1.2M
Brixfox Score: 79 / 100
Comparable Properties: 5
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€860,950

+15.6% over asking

Asking price€745,000
IMT — Property transfer tax (investment schedule)€44,700
IS — Stamp duty (0.8%)€5,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,175
Total acquisition costs€63,085
Renovation (est. €55/m² × 233 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,815
(€6,990–€18,640)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€860,950

Gross yield (asking price)

12.3%

True gross yield (all-in)

10.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 233 m²
Land: 634 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architectureprivate swimming poolstone-clad pool surround

Score Breakdown

ROI
22.98
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
11.63
Rental Demand
2.4
Payback Speed
4
STR Suitability
3

Description

Sale | Country Villa | 4 bedrooms | 181m2 | 634 Land | Swimming pool | Countryside view The villa is located just 3km from the village of Moncarapacho, in a quiet urbanization that perfectly combines proximity to the countryside and the beach. Its perfect location offers easy access to all amenities within a few minut

Location

📍 37.0797°N, 7.8151°W

· Olhão, Algarve, Portugal

View on Cluttons Algarve →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house, Urbanização Monte de São Miguel, Moncarapacho e Fuseta, Olhão

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
233 m²
Land Plot
634 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$140K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.4%
$5,642/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.0 yr
Rental only

Property details

Energy: D
Condition: good

Description

Sale | Country Villa | 4 bedrooms | 181m2 | 634 Land | Swimming pool | Countryside view The villa is located just 3km from the village of Moncarapacho, in a quiet urbanization that perfectly combines proximity to the countryside and the beach. Its perfect location offers easy access to all amenities within a few minut

Income Breakdown

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Nightly Rate (ADR)
$1,517/night
50% ($698)Brixfox estimate($1,517/night)200% ($2791)
Occupancy
24%
10%Brixfox estimate(24%)100%

Short-Term Rental

Yearly income
$67,710
Airbnb data$1,517/night · 24% occupancy
Rental income
$1,517/night · 24% occ.
$132,936
Running costs (20%)
Utilities, cleaning, maintenance
-$26,587
Income tax (10%)
Indonesian rental income tax
-$37,222
Property tax
Annual property tax
-$1,417
Net income
8.4% ROI
$67,710

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$809,783
IMT (transfer tax, investment schedule)$48,587
Imposto de Selo (stamp duty)$6,478
Notary & registration$1,359
Legal / due diligence$12,147
Total acquisition costs$68,571
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,929
($7,598–$20,261)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$933,641

Gross yield (asking)

16.4%

True gross yield (all-in)

14.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$6.2M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $745K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$906K
+22%
Rental Income
+$331K
Total Position
$1.2M
+66%
10.7%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$714K
Total Position
$1.8M
+144%
9.3%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.7M
Total Position
$3.3M
+344%
7.7%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$3.0M
Total Position
$5.4M
+622%
6.8%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.4% annual return
Occupancy
Weak
24% average occupancy
Nightly Rate
Strong
$1395 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
634 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.4% — outperforms most villas in this market
Premium nightly rate of $1395 — positioned in the top tier
Generous 634 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 24% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.2%
$9,569/mo
40% occ.
19.0%
$12,798/mo
24% occ.
11.3%
$7,635/mo
current
34% occ.
16.1%
$10,864/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.