Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta
Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta — image 2Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta — image 3Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta — image 4Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta — image 5
Grade Bvillaluxury

Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta

Olhão · Eastern Algarve ·

€945,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,581/yr
Average Daily Rate: €316
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 25.9 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 58.3 / 100
Comparable Properties: 5
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.1% over asking

Asking price€945,000
IMT — Property transfer tax (investment schedule)€56,700
IS — Stamp duty (0.8%)€7,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,175
Total acquisition costs€79,685
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.8%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 202 m²
Land: 28 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

distinctive white gabled roofsmultiple private poolswaterside location with marsh views

Score Breakdown

ROI
13.71
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
0.63
Rental Demand
3.95
Payback Speed
0
STR Suitability
3

Description

T3+1 house with 174 m², outdoor area of 28 m², inserted in a new development of contemporary architecture inspired by the traditional Algarve salt flats, in the heart of the Ria Formosa, next to the picturesque fishing village of Fuseta. A project that integrates harmoniously into the natural landscape, valuing sereni

Location

📍 37.0260°N, 7.8410°W

· Olhão, Algarve, Portugal

View on Dils Portugal →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Terraced house in Rua Nossa Senhora do Carmo, 2, Fuseta

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
202 m²
Land Plot
28 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$177K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$2,704/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.7 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

T3+1 house with 174 m², outdoor area of 28 m², inserted in a new development of contemporary architecture inspired by the traditional Algarve salt flats, in the heart of the Ria Formosa, next to the picturesque fishing village of Fuseta. A project that integrates harmoniously into the natural landscape, valuing sereni

Income Breakdown

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Nightly Rate (ADR)
$456/night
50% ($210)Brixfox estimate($456/night)200% ($840)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$32,448
Airbnb data$456/night · 40% occupancy
Rental income
$456/night · 40% occ.
$65,858
Running costs (20%)
Utilities, cleaning, maintenance
-$13,172
Income tax (10%)
Indonesian rental income tax
-$18,440
Property tax
Annual property tax
-$1,798
Net income
3.2% ROI
$32,448

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,027,174
IMT (transfer tax, investment schedule)$61,630
Imposto de Selo (stamp duty)$8,217
Notary & registration$1,359
Legal / due diligence$15,408
Total acquisition costs$86,614
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,169,549

Gross yield (asking)

6.4%

True gross yield (all-in)

5.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.2M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $945K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$158K
Total Position
$1.3M
+38%
6.7%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$342K
Total Position
$1.7M
+84%
6.3%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$802K
Total Position
$2.9M
+204%
5.7%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$1.4M
Total Position
$4.5M
+375%
5.3%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$420 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
28 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $420 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$2,766/mo
40% occ.
4.4%
$3,737/mo
current
40% occ.
4.3%
$3,692/mo
current
50% occ.
5.4%
$4,664/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.