Detached house in Moncarapacho e Fuseta, Olhão
Detached house in Moncarapacho e Fuseta, Olhão — image 2Detached house in Moncarapacho e Fuseta, Olhão — image 3Detached house in Moncarapacho e Fuseta, Olhão — image 4Detached house in Moncarapacho e Fuseta, Olhão — image 5
Grade B+villamid-range

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€494,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,855/yr
Average Daily Rate: €230
Payback Period: 19.4 years
5-yr Capital Value: €649,109
10-yr Capital Value: €789,740
Brixfox Score: 69.2 / 100
Comparable Properties: 5
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€566,162

+14.6% over asking

Asking price€494,000
IMT — Property transfer tax (investment schedule)€27,350
IS — Stamp duty (0.8%)€3,952
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,410
Total acquisition costs€39,962
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€566,162

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 163 m²
Land: 460 m²
Style: contemporary
Condition: excellent
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric console tablelarge abstract tree artwork

Score Breakdown

ROI
15.73
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
11.12
Rental Demand
3.8
Payback Speed
2
STR Suitability
3

Description

Villa with open yard with storage area, terrace with flowerbeds, in a very quiet area overlooking the countryside and near the Ria Formosa. The villa consists of a fully equipped kitchen with built-in appliances, in open-space with the dining room and living room; a laundry/storage area; a full bathroom with bathtub an

Location

📍 37.0470°N, 7.7451°W

· Olhão, Algarve, Portugal

View on Formosa invest →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
163 m²
Land Plot
460 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$93K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.3%
$1,918/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.3 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

Villa with open yard with storage area, terrace with flowerbeds, in a very quiet area overlooking the countryside and near the Ria Formosa. The villa consists of a fully equipped kitchen with built-in appliances, in open-space with the dining room and living room; a laundry/storage area; a full bathroom with bathtub an

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$332/night
50% ($153)Brixfox estimate($332/night)200% ($612)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$23,010
Airbnb data$332/night · 38% occupancy
Rental income
$332/night · 38% occ.
$46,058
Running costs (20%)
Utilities, cleaning, maintenance
-$9,212
Income tax (10%)
Indonesian rental income tax
-$12,896
Property tax
Annual property tax
-$940
Net income
4.3% ROI
$23,010

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$536,957
IMT (transfer tax, investment schedule)$29,728
Imposto de Selo (stamp duty)$4,296
Notary & registration$1,359
Legal / due diligence$8,054
Total acquisition costs$43,437
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$613,220

Gross yield (asking)

8.6%

True gross yield (all-in)

7.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.0M$2.3M$1.5M$750K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $494K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$601K
+22%
Rental Income
+$112K
Total Position
$713K
+44%
7.6%/yr
Year 10
Capital Value
$731K
+48%
Rental Income
+$243K
Total Position
$974K
+97%
7.0%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$569K
Total Position
$1.7M
+234%
6.2%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.0M
Total Position
$2.6M
+428%
5.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$306 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
460 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $306 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.6%
$2,045/mo
40% occ.
6.2%
$2,753/mo
38% occ.
5.8%
$2,608/mo
current
48% occ.
7.4%
$3,316/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.