Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade B+villamid-range

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€795,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,011/yr
Average Daily Rate: €206
+6.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 22.1 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 71.7 / 100
Comparable Properties: 8
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€904,335

+13.8% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation (est. €55/m² × 180 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,900
(€5,400–€14,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€904,335

Gross yield (asking price)

5.7%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 180 m²
Land: 2230 m²
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced gardenpanoramic viewstraditional white architecture

Score Breakdown

ROI
14.74
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.99
Payback Speed
1
STR Suitability
3

Description

Detached 3 Bedroom Villa with Pool, Gardens and Sea Views near Moncarapacho, Algarve This charming single-storey detached villa, located near Moncarapacho in the Eastern Algarve, offers an excellent opportunity as a spacious family home or a high-potential rental investment. Set within mature gardens, the property enj

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Russell & Decoz →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
180 m²
Land Plot
2230 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$149K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.7%
$2,692/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.8 yr
Rental only

Property details

Year built: 1991
Energy: C
Condition: good

Description

Detached 3 Bedroom Villa with Pool, Gardens and Sea Views near Moncarapacho, Algarve This charming single-storey detached villa, located near Moncarapacho in the Eastern Algarve, offers an excellent opportunity as a spacious family home or a high-potential rental investment. Set within mature gardens, the property enj

Income Breakdown

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Nightly Rate (ADR)
$297/night
50% ($137)Brixfox estimate($297/night)200% ($547)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$32,303
Airbnb data$297/night · 60% occupancy
Rental income
$297/night · 60% occ.
$65,029
Running costs (20%)
Utilities, cleaning, maintenance
-$13,006
Income tax (10%)
Indonesian rental income tax
-$18,208
Property tax
Annual property tax
-$1,512
Net income
3.7% ROI
$32,303

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,761
($5,870–$15,652)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$980,799

Gross yield (asking)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$158K
Total Position
$1.1M
+42%
7.2%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$341K
Total Position
$1.5M
+91%
6.7%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$799K
Total Position
$2.5M
+220%
6.0%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.4M
Total Position
$4.0M
+402%
5.5%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$273 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2230 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $273 — positioned in the top tier
Generous 2230 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
3.3%
$2,402/mo
50% occ.
4.2%
$3,035/mo
60% occ.
5.1%
$3,668/mo
current
70% occ.
6.0%
$4,300/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.