Detached house in Luz de Tavira
Detached house in Luz de Tavira — image 2Detached house in Luz de Tavira — image 3Detached house in Luz de Tavira — image 4Detached house in Luz de Tavira — image 5
Grade C+villabudget

Detached house in Luz de Tavira

Tavira · Eastern Algarve ·

€220,000

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (2 comps, 56% confidence).

0.7%

True Net Yield (Owner, all-in)

0.5%

True Net Yield (Managed, all-in)

1.1%

True Gross Yield

14%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €4,889/yr
Average Daily Rate: €96
-51.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 56.3 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 45.8 / 100
Comparable Properties: 2
Data Confidence: 56%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€443,907

+101.8% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €900/m² × 210 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€189,000
(€147,000–€231,000)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€443,907

Gross yield (asking price)

2.2%

True gross yield (all-in)

1.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 210 m²
Land: 334 m²
Style: dated
Condition: needs-renovation
Year Built: 2001
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
9.55
Visual Appeal
3
Ownership Security
13
Location
8.4
Land & Space
7.46
Rental Demand
1.4
Payback Speed
0
STR Suitability
3

Description

House T3 for sale at 220 000 €.

Location

📍 37.0870°N, 8.7290°W

· Tavira, Algarve, Portugal

View on RE/MAX Tavira →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Luz de Tavira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
210 m²
Land Plot
334 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score46
GradeC+
Brixfox Intelligence
46C+Moderate
Score Breakdown
ROI & Yield51%
Capital Growth48%
Risk Profile49%
Market Demand46%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$48K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.4%
$271/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
73.5 yr
Rental only

Property details

Year built: 2001
Energy: F
Condition: needs-renovation

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$138/night
50% ($63)Brixfox estimate($138/night)200% ($254)
Occupancy
14%
10%Brixfox estimate(14%)100%

Short-Term Rental

Yearly income
$3,254
Airbnb data$138/night · 14% occupancy
Rental income
$138/night · 14% occ.
$7,063
Running costs (20%)
Utilities, cleaning, maintenance
-$1,413
Income tax (10%)
Indonesian rental income tax
-$1,978
Property tax
Annual property tax
-$418
Net income
1.4% ROI
$3,254

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$205,435
($159,783–$251,087)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$480,334

Gross yield (asking)

3.0%

True gross yield (all-in)

1.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$984K$738K$492K$246K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$16K
Total Position
$284K
+29%
5.2%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$34K
Total Position
$360K
+64%
5.0%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$80K
Total Position
$562K
+156%
4.8%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$142K
Total Position
$856K
+289%
4.6%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.4% annual return
Occupancy
Weak
14% average occupancy
Nightly Rate
Good
$127 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Good
334 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$846/mo
40% occ.
5.7%
$1,140/mo
14% occ.
1.9%
$377/mo
current
24% occ.
3.4%
$671/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.