Detached house in Santa Catarina Fonte Bispo, Tavira
Detached house in Santa Catarina Fonte Bispo, Tavira — image 2Detached house in Santa Catarina Fonte Bispo, Tavira — image 3Detached house in Santa Catarina Fonte Bispo, Tavira — image 4Detached house in Santa Catarina Fonte Bispo, Tavira — image 5
Grade B+villabudget

Detached house in Santa Catarina Fonte Bispo, Tavira

Tavira · Eastern Algarve ·

€150,000

Asking Price (EUR)

15.7%

True Net Yield (Owner, all-in)

10.9%

True Net Yield (Managed, all-in)

24.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,538/yr
Average Daily Rate: €368
-34.0% vs area baselineImage quality 2/10 (-15%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 3.0 years
5-yr Capital Value: €197,098
10-yr Capital Value: €239,800
Brixfox Score: 74.8 / 100
Comparable Properties: 13
Data Confidence: 66%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€263,298

+75.5% over asking

Asking price€150,000
IMT — Property transfer tax (investment schedule)€2,298
IS — Stamp duty (0.8%)€1,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,250
Total acquisition costs€6,998
Renovation (est. €900/m² × 86 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€77,400
(€60,200–€94,600)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€263,298

Gross yield (asking price)

42.4%

True gross yield (all-in)

24.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Building: 86 m²
Land: 1293 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
2.2
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
4.73
Payback Speed
5
STR Suitability
3

Description

If you are looking for a reliable refuge surrounded by the natural beauty of the Algarve, this property is the ideal option! Located in the pleasant village of Casas Novas, in the charming hills of Santa Catarina da Fonte do Bispo, this traditional villa offers 7 rooms and a generous gross construction area of 166m², s

Location

📍 37.1537°N, 7.7871°W

· Tavira, Algarve, Portugal

View on Decisões e Soluções Tavira →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santa Catarina Fonte Bispo, Tavira

Inventory
5 Beds
Bathrooms
0 Baths
Built Area
86 m²
Land Plot
1293 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 29.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+33.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$32K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
29.1%
$3,959/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
3 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
3.4 yr
Rental only

Property details

Year built: 1951
Energy: Exempt
Condition: needs-renovation

Description

If you are looking for a reliable refuge surrounded by the natural beauty of the Algarve, this property is the ideal option! Located in the pleasant village of Casas Novas, in the charming hills of Santa Catarina da Fonte do Bispo, this traditional villa offers 7 rooms and a generous gross construction area of 166m², s

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$533/night
50% ($245)Brixfox estimate($533/night)200% ($980)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$47,508
Airbnb data$533/night · 47% occupancy
Rental income
$533/night · 47% occ.
$91,910
Running costs (20%)
Utilities, cleaning, maintenance
-$18,382
Income tax (10%)
Indonesian rental income tax
-$25,735
Property tax
Annual property tax
-$285
Net income
29.1% ROI
$47,508

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$163,043
IMT (transfer tax, investment schedule)$2,498
Imposto de Selo (stamp duty)$1,304
Notary & registration$1,359
Legal / due diligence$2,446
Total acquisition costs$7,607
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$84,130
($65,435–$102,826)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$284,020

Gross yield (asking)

56.4%

True gross yield (all-in)

32.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.0M$2.2M$1.5M$738K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $150K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 3: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$182K
+22%
Rental Income
+$232K
Total Position
$415K
+176%
22.5%/yr
Year 10
Capital Value
$222K
+48%
Rental Income
+$501K
Total Position
$723K
+382%
17.0%/yr
Year 20
Capital Value
$329K
+119%
Rental Income
+$1.2M
Total Position
$1.5M
+902%
12.2%/yr
Year 30
Capital Value
$487K
+224%
Rental Income
+$2.1M
Total Position
$2.6M
+1611%
9.9%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
29.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$490 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Strong
1293 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 29.1% — outperforms most villas in this market
Premium nightly rate of $490 — positioned in the top tier
Generous 1293 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
24.9%
$3,379/mo
40% occ.
33.2%
$4,513/mo
47% occ.
39.3%
$5,338/mo
current
57% occ.
47.6%
$6,472/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.