Detached house in Santa Catarina Fonte Bispo, Tavira
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Grade B+villamid-range

Detached house in Santa Catarina Fonte Bispo, Tavira

Tavira · Eastern Algarve ·

€950,000

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.5%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,768/yr
Average Daily Rate: €173
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 30.7 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 68.8 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.8% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation (est. €55/m² × 173 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,515
(€5,190–€13,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 173 m²
Land: 9000 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

restored windmillpanoramic viewsstone retaining wallsoutdoor patio

Score Breakdown

ROI
11.63
Visual Appeal
13.4
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
5.98
Payback Speed
0
STR Suitability
3

Description

The mill has undergone an excellent recovery, preserving beautiful pieces of old memory and has and has a magnificent view over the western Algarve. The property with 172 m2 of built area and inserted in a land with 9 000 m2 is located in the mountain range of Santa Catarina da Fonte do Bispo, Municipality of Tavira in

Location

📍 37.2372°N, 7.7803°W

· Tavira, Algarve, Portugal

View on Garvetur →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santa Catarina Fonte Bispo, Tavira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
173 m²
Land Plot
9000 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$206K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$2,274/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
37.8 yr
Rental only

Property details

Energy: B-
Condition: good

Description

The mill has undergone an excellent recovery, preserving beautiful pieces of old memory and has and has a magnificent view over the western Algarve. The property with 172 m2 of built area and inserted in a land with 9 000 m2 is located in the mountain range of Santa Catarina da Fonte do Bispo, Municipality of Tavira in

Income Breakdown

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Nightly Rate (ADR)
$256/night
50% ($118)Brixfox estimate($256/night)200% ($472)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$27,294
Airbnb data$256/night · 60% occupancy
Rental income
$256/night · 60% occ.
$55,963
Running costs (20%)
Utilities, cleaning, maintenance
-$11,193
Income tax (10%)
Indonesian rental income tax
-$15,670
Property tax
Annual property tax
-$1,807
Net income
2.6% ROI
$27,294

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,342
($5,641–$15,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,162,842

Gross yield (asking)

5.4%

True gross yield (all-in)

4.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$133K
Total Position
$1.3M
+36%
6.3%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$288K
Total Position
$1.7M
+78%
6.0%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$675K
Total Position
$2.8M
+190%
5.5%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$1.2M
Total Position
$4.3M
+350%
5.1%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$236 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
9000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $236 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 9000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
2.3%
$2,022/mo
50% occ.
3.0%
$2,568/mo
60% occ.
3.6%
$3,114/mo
current
70% occ.
4.3%
$3,660/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.