Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira
Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira — image 2Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira — image 3Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira — image 4Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira — image 5
Grade Avillamid-range

Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira

Tavira · Eastern Algarve ·

€430,000

Asking Price (EUR)

10.0%

True Net Yield (Owner, all-in)

6.9%

True Net Yield (Managed, all-in)

15.4%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,013/yr
Average Daily Rate: €510
Payback Period: 5.5 years
5-yr Capital Value: €565,014
10-yr Capital Value: €687,425
Brixfox Score: 82.9 / 100
Comparable Properties: 4
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€635,320

+47.7% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation (est. €350/m² × 384 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€134,400
(€96,000–€172,800)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€635,320

Gross yield (asking price)

22.8%

True gross yield (all-in)

15.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 384 m²
Land: 8100 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: Exempt
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive rural plottraditional Algarve architecture

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
5.27
Payback Speed
5
STR Suitability
3

Description

**Independent House for Sale in Tavira** Discover this charming independent house, located just 4 km from the heart of Tavira, in the quiet neighborhood of Bernardinheiro. With a generous plot of approximately 8000 m², this property offers a gross area of 384 m², ideal for those looking for space and comfort. With 4 b

Location

📍 37.1092°N, 7.6928°W

· Tavira, Algarve, Portugal

View on Land to Sea Real estate →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house, Bernardinheiro, Santa Margarida - Bernardinheiro, Tavira

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
384 m²
Land Plot
8100 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 15.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score83
GradeA
Brixfox Intelligence
83AExcellent
Score Breakdown
ROI & Yield91%
Capital Growth87%
Risk Profile84%
Market Demand83%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$93K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
15.6%
$6,076/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.4 yr
Rental only

Property details

Energy: Exempt
Condition: fair

Description

**Independent House for Sale in Tavira** Discover this charming independent house, located just 4 km from the heart of Tavira, in the quiet neighborhood of Bernardinheiro. With a generous plot of approximately 8000 m², this property offers a gross area of 384 m², ideal for those looking for space and comfort. With 4 b

Income Breakdown

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Nightly Rate (ADR)
$738/night
50% ($339)Brixfox estimate($738/night)200% ($1357)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$72,908
Airbnb data$738/night · 53% occupancy
Rental income
$738/night · 53% occ.
$141,780
Running costs (20%)
Utilities, cleaning, maintenance
-$28,356
Income tax (10%)
Indonesian rental income tax
-$39,699
Property tax
Annual property tax
-$818
Net income
15.6% ROI
$72,908

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$467,391
IMT (transfer tax, investment schedule)$24,163
Imposto de Selo (stamp duty)$3,739
Notary & registration$1,359
Legal / due diligence$7,011
Total acquisition costs$36,272
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$146,087
($104,348–$187,826)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$688,391

Gross yield (asking)

30.3%

True gross yield (all-in)

20.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$5.3M$4.0M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$356K
Total Position
$879K
+104%
15.4%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$769K
Total Position
$1.4M
+227%
12.6%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$1.8M
Total Position
$2.7M
+538%
9.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$3.2M
Total Position
$4.6M
+966%
8.2%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
15.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$679 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
8100 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 15.6% — outperforms most villas in this market
Premium nightly rate of $679 — positioned in the top tier
Generous 8100 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
13.0%
$5,061/mo
43% occ.
17.0%
$6,632/mo
53% occ.
21.1%
$8,203/mo
current
63% occ.
25.1%
$9,773/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.