Quinta in Santa Margarida - Bernardinheiro, Tavira
Quinta in Santa Margarida - Bernardinheiro, Tavira — image 2Quinta in Santa Margarida - Bernardinheiro, Tavira — image 3Quinta in Santa Margarida - Bernardinheiro, Tavira — image 4Quinta in Santa Margarida - Bernardinheiro, Tavira — image 5
Grade B+villabudget

Quinta in Santa Margarida - Bernardinheiro, Tavira

Tavira · Eastern Algarve ·

€590,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,658/yr
Average Daily Rate: €290
-41.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 11.6 years
5-yr Capital Value: €775,251
10-yr Capital Value: €943,212
Brixfox Score: 72.5 / 100
Comparable Properties: 6
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€951,350

+61.2% over asking

Asking price€590,000
IMT — Property transfer tax (investment schedule)€35,030
IS — Stamp duty (0.8%)€4,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,850
Total acquisition costs€49,850
Renovation (est. €900/m² × 314 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€282,600
(€219,800–€345,400)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€951,350

Gross yield (asking price)

10.8%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 314 m²
Land: 27047 m²
Style: dated
Condition: needs-renovation
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
21.09
Visual Appeal
3.6
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
6.01
Payback Speed
4
STR Suitability
3

Description

Plot of land with 27,047 m², located in Tavira. Feasibility of building a property with 1 floor. It has electric network, water network and sewage on the ground. On a hillside facing south, it has an excellent sun exposure and sea view. Property is all fenced and closed. It has good road access. Great for a family home

Location

📍 37.1301°N, 7.6729°W

· Tavira, Algarve, Portugal

View on Villas Tavira →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Quinta in Santa Margarida - Bernardinheiro, Tavira

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
314 m²
Land Plot
27047 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$128K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$3,897/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.7 yr
Rental only

Property details

Energy: Exempt
Condition: needs-renovation

Description

Plot of land with 27,047 m², located in Tavira. Feasibility of building a property with 1 floor. It has electric network, water network and sewage on the ground. On a hillside facing south, it has an excellent sun exposure and sea view. Property is all fenced and closed. It has good road access. Great for a family home

Income Breakdown

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Nightly Rate (ADR)
$420/night
50% ($193)Brixfox estimate($420/night)200% ($772)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$46,767
Airbnb data$420/night · 60% occupancy
Rental income
$420/night · 60% occ.
$92,095
Running costs (20%)
Utilities, cleaning, maintenance
-$18,419
Income tax (10%)
Indonesian rental income tax
-$25,786
Property tax
Annual property tax
-$1,122
Net income
7.3% ROI
$46,767

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$641,304
IMT (transfer tax, investment schedule)$38,076
Imposto de Selo (stamp duty)$5,130
Notary & registration$1,359
Legal / due diligence$9,620
Total acquisition costs$54,185
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$307,174
($238,913–$375,435)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$1,031,902

Gross yield (asking)

14.4%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $590K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$718K
+22%
Rental Income
+$228K
Total Position
$946K
+60%
9.9%/yr
Year 10
Capital Value
$873K
+48%
Rental Income
+$493K
Total Position
$1.4M
+132%
8.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.2M
Total Position
$2.4M
+315%
7.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.0M
Total Position
$4.0M
+571%
6.6%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Good
60% average occupancy
Nightly Rate
Strong
$386 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
27047 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $386 — positioned in the top tier
Generous 27047 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
6.5%
$3,491/mo
50% occ.
8.2%
$4,384/mo
60% occ.
9.9%
$5,278/mo
current
70% occ.
11.5%
$6,172/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.