Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira
Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira — image 2Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira — image 3Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira — image 4Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira — image 5
Grade B+villamid-range

Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira

Tavira · Eastern Algarve ·

€1.8M

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.5%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,661/yr
Average Daily Rate: €287
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 43.6 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 66.3 / 100
Comparable Properties: 24
Data Confidence: 78%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.1% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€135,000
IS — Stamp duty (0.8%)€14,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€27,000
Total acquisition costs€177,650
Renovation (est. €55/m² × 472 m²)
Light touch-ups — paint, fixtures, deep clean.		€25,960
(€14,160–€37,760)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

2.9%

True gross yield (all-in)

2.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 472 m²
Land: 16471 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturemature palm treeorchard/garden

Score Breakdown

ROI
10.28
Visual Appeal
13.2
Ownership Security
13
Location
9.84
Land & Space
12
Rental Demand
4.93
Payback Speed
0
STR Suitability
3

Description

Luxury villa with pool, views & full energy autonomy | Luz de Tavira In the peaceful surroundings of Luz de Tavira, you will find this sophisticated and elegant villa, set in a rare natural environment of peace and privacy, just 10 minutes from Tavira. Thoughtfully designed and well distributed, the property offers c

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Filomena Campos - FC Properties →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Em1341, Santa Margarida - Bernardinheiro, Tavira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
472 m²
Land Plot
16471 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$390K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$2,948/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
55.3 yr
Rental only

Property details

Energy: A+
Condition: good

Description

Luxury villa with pool, views & full energy autonomy | Luz de Tavira In the peaceful surroundings of Luz de Tavira, you will find this sophisticated and elegant villa, set in a rare natural environment of peace and privacy, just 10 minutes from Tavira. Thoughtfully designed and well distributed, the property offers c

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$414/night
50% ($191)Brixfox estimate($414/night)200% ($763)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$35,375
Airbnb data$414/night · 49% occupancy
Rental income
$414/night · 49% occ.
$74,613
Running costs (20%)
Utilities, cleaning, maintenance
-$14,923
Income tax (10%)
Indonesian rental income tax
-$20,892
Property tax
Annual property tax
-$3,424
Net income
1.8% ROI
$35,375

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,956,522
IMT (transfer tax, investment schedule)$146,739
Imposto de Selo (stamp duty)$15,652
Notary & registration$1,359
Legal / due diligence$29,348
Total acquisition costs$193,098
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$28,217
($15,391–$41,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$2,210,663

Gross yield (asking)

3.8%

True gross yield (all-in)

3.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$8.5M$6.4M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$173K
Total Position
$2.4M
+31%
5.6%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$373K
Total Position
$3.0M
+69%
5.4%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$874K
Total Position
$4.8M
+168%
5.0%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$1.5M
Total Position
$7.4M
+310%
4.8%/yr

Location

Tavira

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$381 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
16471 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $381 — positioned in the top tier
Generous 16471 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.4%
$2,362/mo
40% occ.
2.0%
$3,245/mo
49% occ.
2.5%
$4,067/mo
current
59% occ.
3.0%
$4,950/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.