Quinta in Rua Central, Santo Estêvão
Quinta in Rua Central, Santo Estêvão — image 2Quinta in Rua Central, Santo Estêvão — image 3Quinta in Rua Central, Santo Estêvão — image 4Quinta in Rua Central, Santo Estêvão — image 5
Grade Bvillabudget

Quinta in Rua Central, Santo Estêvão

Tavira · Eastern Algarve ·

€800,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.8%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €53,172/yr
Average Daily Rate: €259
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 18.8 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 63.6 / 100
Comparable Properties: 4
Data Confidence: 69%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+38.5% over asking

Asking price€800,000
IMT — Property transfer tax (investment schedule)€48,000
IS — Stamp duty (0.8%)€6,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,000
Total acquisition costs€67,650
Renovation (est. €900/m² × 235 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€211,500
(€164,500–€258,500)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

6.7%

True gross yield (all-in)

4.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 235 m²
Land: 118674 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tileshistoric stone facade

Score Breakdown

ROI
15.96
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.62
Payback Speed
2
STR Suitability
3

Description

Grand Agricultural Investment Opportunity – 11.8 ha Estate Near Tavira & Fuseta This fantastic rural property with a traditional farmhouse is perfectly located for those seeking peace, space, and proximity to the Algarve’s most charming coastal towns. Whether you're looking to develop a holiday home, private residenc

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Quinta in Rua Central, Santo Estêvão

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
235 m²
Land Plot
118674 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$173K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$3,201/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.6 yr
Rental only

Property details

Energy: Exempt
Condition: needs-renovation

Description

Grand Agricultural Investment Opportunity – 11.8 ha Estate Near Tavira & Fuseta This fantastic rural property with a traditional farmhouse is perfectly located for those seeking peace, space, and proximity to the Algarve’s most charming coastal towns. Whether you're looking to develop a holiday home, private residenc

Income Breakdown

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Nightly Rate (ADR)
$374/night
50% ($172)Brixfox estimate($374/night)200% ($688)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$38,412
Airbnb data$374/night · 56% occupancy
Rental income
$374/night · 56% occ.
$76,796
Running costs (20%)
Utilities, cleaning, maintenance
-$15,359
Income tax (10%)
Indonesian rental income tax
-$21,503
Property tax
Annual property tax
-$1,522
Net income
4.4% ROI
$38,412

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$869,565
IMT (transfer tax, investment schedule)$52,174
Imposto de Selo (stamp duty)$6,957
Notary & registration$1,359
Legal / due diligence$13,043
Total acquisition costs$73,533
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$229,891
($178,804–$280,978)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$1,202,228

Gross yield (asking)

8.8%

True gross yield (all-in)

6.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $800K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$973K
+22%
Rental Income
+$188K
Total Position
$1.2M
+45%
7.7%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$405K
Total Position
$1.6M
+99%
7.1%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$950K
Total Position
$2.7M
+238%
6.3%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.7M
Total Position
$4.3M
+434%
5.7%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$344 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
118674 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $344 — positioned in the top tier
Generous 118674 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
3.8%
$2,760/mo
46% occ.
4.9%
$3,557/mo
56% occ.
6.0%
$4,353/mo
current
66% occ.
7.1%
$5,149/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.