Detached house in Santo Estêvão
Detached house in Santo Estêvão — image 2Detached house in Santo Estêvão — image 3Detached house in Santo Estêvão — image 4Detached house in Santo Estêvão — image 5
Grade Avillamid-range

Detached house in Santo Estêvão

Tavira · Eastern Algarve ·

€945,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €75,695/yr
Average Daily Rate: €385
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 15.6 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 75.2 / 100
Comparable Properties: 5
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.7% over asking

Asking price€945,000
IMT — Property transfer tax (investment schedule)€56,700
IS — Stamp duty (0.8%)€7,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,175
Total acquisition costs€79,685
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 244 m²
Land: 6190 m²
Style: portuguese-traditional
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terracotta roof tilespergolainfinity-edge pool

Score Breakdown

ROI
17.64
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.38
Payback Speed
3
STR Suitability
3

Description

4 bedroom house under construction, situated on a flat plot of 6190m2, with some fruit trees, near the village of Prego and with easy access to the A22 motorway and only about 5 minutes from the city of Tavira. The land has electricity on site, water from the dam, a borehole, and is about 20 meters from the main road

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Garvetur →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santo Estêvão

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
244 m²
Land Plot
6190 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$205K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$4,588/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.7 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

4 bedroom house under construction, situated on a flat plot of 6190m2, with some fruit trees, near the village of Prego and with easy access to the A22 motorway and only about 5 minutes from the city of Tavira. The land has electricity on site, water from the dam, a borehole, and is about 20 meters from the main road

Income Breakdown

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Nightly Rate (ADR)
$557/night
50% ($256)Brixfox estimate($557/night)200% ($1024)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$55,053
Airbnb data$557/night · 54% occupancy
Rental income
$557/night · 54% occ.
$109,328
Running costs (20%)
Utilities, cleaning, maintenance
-$21,866
Income tax (10%)
Indonesian rental income tax
-$30,612
Property tax
Annual property tax
-$1,798
Net income
5.4% ROI
$55,053

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,027,174
IMT (transfer tax, investment schedule)$61,630
Imposto de Selo (stamp duty)$8,217
Notary & registration$1,359
Legal / due diligence$15,408
Total acquisition costs$86,614
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,155,147

Gross yield (asking)

10.6%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$6.3M$4.7M$3.1M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $945K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$269K
Total Position
$1.4M
+50%
8.5%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$581K
Total Position
$2.0M
+109%
7.7%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.4M
Total Position
$3.4M
+263%
6.7%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.4M
Total Position
$5.5M
+479%
6.0%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$512 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
6190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $512 — positioned in the top tier
Generous 6190 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
4.5%
$3,858/mo
44% occ.
5.9%
$5,043/mo
54% occ.
7.3%
$6,228/mo
current
64% occ.
8.7%
$7,413/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.