Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira
Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 2Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 3Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 4Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 5
Grade Avillamid-range

Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira

Tavira · Eastern Algarve ·

€595,000

Asking Price (EUR)

8.5%

True Net Yield (Owner, all-in)

5.9%

True Net Yield (Managed, all-in)

13.0%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,689/yr
Average Daily Rate: €408
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 8.2 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 77.9 / 100
Comparable Properties: 24
Data Confidence: 76%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€695,315

+16.9% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 180 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,900
(€5,400–€14,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€695,315

Gross yield (asking price)

15.2%

True gross yield (all-in)

13.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 180 m²
Style: portuguese-traditional
Condition: good
Year Built: 2005
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

elevated pooltraditional tiled roofexpansive garden

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
5.6
Rental Demand
6.09
Payback Speed
4
STR Suitability
3

Description

Two independent two-bedroom homes, set in tranquil hilltop surroundings with landscaped gardens, terraces and flexible live-and-let potential. An exceptional opportunity to acquire a dual-residence property in the tranquil hills of the East Algarve. Nestled in Santo Estêvão, just 10 minutes from the historic town of T

Location

📍 37.1431°N, 7.7104°W

· Tavira, Algarve, Portugal

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Idealista.pt
Tavira / Eastern Algarve

Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
180 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.4% net return annually.

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The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$129K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.4%
$5,586/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.6 yr
Rental only

Property details

Year built: 2005
Energy: C
Condition: good

Description

Two independent two-bedroom homes, set in tranquil hilltop surroundings with landscaped gardens, terraces and flexible live-and-let potential. An exceptional opportunity to acquire a dual-residence property in the tranquil hills of the East Algarve. Nestled in Santo Estêvão, just 10 minutes from the historic town of T

Income Breakdown

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Nightly Rate (ADR)
$590/night
50% ($271)Brixfox estimate($590/night)200% ($1086)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$67,031
Airbnb data$590/night · 61% occupancy
Rental income
$590/night · 61% occ.
$131,083
Running costs (20%)
Utilities, cleaning, maintenance
-$26,217
Income tax (10%)
Indonesian rental income tax
-$36,703
Property tax
Annual property tax
-$1,132
Net income
10.4% ROI
$67,031

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,761
($5,870–$15,652)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$753,603

Gross yield (asking)

20.3%

True gross yield (all-in)

17.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$327K
Total Position
$1.1M
+77%
12.1%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$707K
Total Position
$1.6M
+167%
10.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.7M
Total Position
$3.0M
+398%
8.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.9M
Total Position
$4.9M
+717%
7.3%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.4% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$543 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.4% — outperforms most villas in this market
Premium nightly rate of $543 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
9.3%
$5,039/mo
51% occ.
11.7%
$6,296/mo
61% occ.
14.0%
$7,552/mo
current
71% occ.
16.3%
$8,809/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.