Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira
Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 2Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 3Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 4Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira — image 5
Grade B+villamid-range

Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira

Tavira · Eastern Algarve ·

€299,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

10.8%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,129/yr
Average Daily Rate: €232
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 9.8 years
5-yr Capital Value: €392,882
10-yr Capital Value: €478,000
Brixfox Score: 72.8 / 100
Comparable Properties: 61
Data Confidence: 75%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€351,844

+17.7% over asking

Asking price€299,000
IMT — Property transfer tax (investment schedule)€11,927
IS — Stamp duty (0.8%)€2,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,485
Total acquisition costs€20,054
Renovation (est. €55/m² × 108 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,940
(€3,240–€8,640)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€351,844

Gross yield (asking price)

12.8%

True gross yield (all-in)

10.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 108 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor barbecue areatraditional chimney design

Score Breakdown

ROI
23.51
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
4.16
Rental Demand
4.51
Payback Speed
4
STR Suitability
3

Description

1 house in Santo Estêvão, Tavira Sold only together with property ID W-048ZCW. Total value: 595 000€ Two independent two-bedroom homes, set in tranquil hilltop surroundings with landscaped gardens, terraces and flexible live-and-let potential. An exceptional opportunity to acquire a dual-residence property in the tr

Location

📍 37.1411°N, 7.7102°W

· Tavira, Algarve, Portugal

View on ENGEL & VÖLKERS Faro-Tavira →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Semi-detached house, Santo Estevão, Luz de Tavira e Santo Estêvão, Tavira

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
108 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$65K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.7%
$2,343/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.6 yr
Rental only

Property details

Energy: C
Condition: good

Description

1 house in Santo Estêvão, Tavira Sold only together with property ID W-048ZCW. Total value: 595 000€ Two independent two-bedroom homes, set in tranquil hilltop surroundings with landscaped gardens, terraces and flexible live-and-let potential. An exceptional opportunity to acquire a dual-residence property in the tr

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$335/night
50% ($154)Brixfox estimate($335/night)200% ($617)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$28,114
Airbnb data$335/night · 45% occupancy
Rental income
$335/night · 45% occ.
$55,159
Running costs (20%)
Utilities, cleaning, maintenance
-$11,032
Income tax (10%)
Indonesian rental income tax
-$15,444
Property tax
Annual property tax
-$569
Net income
8.7% ROI
$28,114

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$325,000
IMT (transfer tax, investment schedule)$12,964
Imposto de Selo (stamp duty)$2,600
Notary & registration$1,359
Legal / due diligence$4,875
Total acquisition costs$21,798
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,457
($3,522–$9,391)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$380,265

Gross yield (asking)

17.0%

True gross yield (all-in)

14.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$2.5M$1.9M$1.3M$633K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $299K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$364K
+22%
Rental Income
+$137K
Total Position
$501K
+68%
10.9%/yr
Year 10
Capital Value
$443K
+48%
Rental Income
+$297K
Total Position
$739K
+147%
9.5%/yr
Year 20
Capital Value
$655K
+119%
Rental Income
+$695K
Total Position
$1.4M
+352%
7.8%/yr
Year 30
Capital Value
$970K
+224%
Rental Income
+$1.2M
Total Position
$2.2M
+636%
6.9%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.7% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$308 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.7% — outperforms most villas in this market
Premium nightly rate of $308 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.7%
$2,094/mo
40% occ.
10.4%
$2,808/mo
45% occ.
11.7%
$3,170/mo
current
55% occ.
14.3%
$3,884/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.