Detached house in Luz de Tavira
Detached house in Luz de Tavira — image 2Detached house in Luz de Tavira — image 3Detached house in Luz de Tavira — image 4Detached house in Luz de Tavira — image 5
Grade B+villamid-range

Detached house in Luz de Tavira

Tavira · Eastern Algarve ·

€560,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,545/yr
Average Daily Rate: €282
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 14.4 years
5-yr Capital Value: €735,832
10-yr Capital Value: €895,252
Brixfox Score: 65.5 / 100
Comparable Properties: 4
Data Confidence: 74%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€654,110

+16.8% over asking

Asking price€560,000
IMT — Property transfer tax (investment schedule)€32,630
IS — Stamp duty (0.8%)€4,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,400
Total acquisition costs€46,760
Renovation (est. €55/m² × 230 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,650
(€6,900–€18,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€654,110

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 230 m²
Land: 144 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal pooltraditional Portuguese architecturelandscaped gardens

Score Breakdown

ROI
18.46
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.14
Rental Demand
4.71
Payback Speed
3
STR Suitability
3

Description

3-BEDROOM VILLA WITH SEA-VIEW ROOFTOP, PRIVATE GARDEN, GARAGE AND POOL – LUZ DE TAVIRA Located in a private high-end condominium in Luz de Tavira, just a few minutes from the centre of Tavira and the Ria Formosa beaches, this contemporary 3-bedroom villa with rooftop terrace, private garden and garage represents a rar

Location

📍 37.0870°N, 8.7290°W

· Tavira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Luz de Tavira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
230 m²
Land Plot
144 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$121K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$2,949/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.2 yr
Rental only

Property details

Year built: 2009
Energy: A
Condition: good

Description

3-BEDROOM VILLA WITH SEA-VIEW ROOFTOP, PRIVATE GARDEN, GARAGE AND POOL – LUZ DE TAVIRA Located in a private high-end condominium in Luz de Tavira, just a few minutes from the centre of Tavira and the Ria Formosa beaches, this contemporary 3-bedroom villa with rooftop terrace, private garden and garage represents a rar

Income Breakdown

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Nightly Rate (ADR)
$408/night
50% ($188)Brixfox estimate($408/night)200% ($751)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$35,394
Airbnb data$408/night · 47% occupancy
Rental income
$408/night · 47% occ.
$70,113
Running costs (20%)
Utilities, cleaning, maintenance
-$14,023
Income tax (10%)
Indonesian rental income tax
-$19,632
Property tax
Annual property tax
-$1,065
Net income
5.8% ROI
$35,394

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$608,696
IMT (transfer tax, investment schedule)$35,467
Imposto de Selo (stamp duty)$4,870
Notary & registration$1,359
Legal / due diligence$9,130
Total acquisition costs$50,826
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,750
($7,500–$20,000)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$708,815

Gross yield (asking)

11.5%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.9M$2.9M$1.9M$968K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $560K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$681K
+22%
Rental Income
+$173K
Total Position
$854K
+53%
8.8%/yr
Year 10
Capital Value
$829K
+48%
Rental Income
+$373K
Total Position
$1.2M
+115%
7.9%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$875K
Total Position
$2.1M
+275%
6.8%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+501%
6.2%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$375 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
144 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $375 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$2,517/mo
40% occ.
6.7%
$3,385/mo
47% occ.
7.9%
$4,001/mo
current
57% occ.
9.6%
$4,870/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.