Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos
Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos — image 2Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos — image 3Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos — image 4Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos — image 5
Grade Avillamid-range

Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €103,143/yr
Average Daily Rate: €700
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.2 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 77.2 / 100
Comparable Properties: 13
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.4% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation (est. €55/m² × 163 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,965
(€4,890–€13,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 163 m²
Land: 2500 m²
Style: portuguese-traditional
Condition: good
Year Built: 1983
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor living spacesmultiple swimming poolstraditional terracotta roof tilescobblestone driveway

Score Breakdown

ROI
19.49
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
4.04
Payback Speed
3
STR Suitability
3

Description

We present this excellent 4+1 Bedroom Villa, located in a quiet area, just 5 minutes from the centre of Lagos. Set on a large plot of 2,500 m², it benefits from an elevated position that provides open views over the countryside and the Sea. Features Main: Spacious open-space social area with living/dining room directly

Location

📍 37.1163°N, 8.6919°W

· Lagos, Algarve, Portugal

View on Mimosaproperties →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Monte da Altura, 1, Falfeira - Monte Funchal, Lagos

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
163 m²
Land Plot
2500 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$304K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$6,372/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.6 yr
Rental only

Property details

Year built: 1983
Energy: C
Condition: good

Description

We present this excellent 4+1 Bedroom Villa, located in a quiet area, just 5 minutes from the centre of Lagos. Set on a large plot of 2,500 m², it benefits from an elevated position that provides open views over the countryside and the Sea. Features Main: Spacious open-space social area with living/dining room directly

Income Breakdown

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Nightly Rate (ADR)
$1,025/night
50% ($472)Brixfox estimate($1,025/night)200% ($1887)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$76,460
Airbnb data$1,025/night · 40% occupancy
Rental income
$1,025/night · 40% occ.
$151,063
Running costs (20%)
Utilities, cleaning, maintenance
-$30,213
Income tax (10%)
Indonesian rental income tax
-$42,298
Property tax
Annual property tax
-$2,092
Net income
6.4% ROI
$76,460

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,195,652
IMT (transfer tax, investment schedule)$71,739
Imposto de Selo (stamp duty)$9,565
Notary & registration$1,359
Legal / due diligence$17,935
Total acquisition costs$100,598
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,745
($5,315–$14,174)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$1,353,168

Gross yield (asking)

12.6%

True gross yield (all-in)

11.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.0M$6.0M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$373K
Total Position
$1.7M
+56%
9.2%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$806K
Total Position
$2.4M
+121%
8.3%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$1.9M
Total Position
$4.3M
+291%
7.1%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$3.3M
Total Position
$6.9M
+529%
6.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$943 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
2500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $943 — positioned in the top tier
Generous 2500 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$6,376/mo
40% occ.
8.6%
$8,559/mo
current
40% occ.
8.7%
$8,638/mo
current
50% occ.
10.9%
$10,821/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.