Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro
Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro — image 2Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro — image 3Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro — image 4Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro — image 5
Grade B+villamid-range

Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro

Faro · Eastern Algarve ·

€355,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,920/yr
Average Daily Rate: €178
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 13.7 years
5-yr Capital Value: €466,465
10-yr Capital Value: €567,526
Brixfox Score: 65.1 / 100
Comparable Properties: 76
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€411,895

+16.0% over asking

Asking price€355,000
IMT — Property transfer tax (investment schedule)€16,230
IS — Stamp duty (0.8%)€2,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,325
Total acquisition costs€25,645
Renovation (est. €55/m² × 80 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,400
(€2,400–€6,400)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€411,895

Gross yield (asking price)

9.0%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 80 m²
Style: contemporary
Condition: good
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

fireplace-effect-tvornate-black-and-gold-cabinet

Score Breakdown

ROI
19.01
Visual Appeal
10.8
Ownership Security
13
Location
7.8
Land & Space
3.6
Rental Demand
4.91
Payback Speed
3
STR Suitability
3

Description

Fully restored house, piped gas, air conditioning, in the center of the city ideal for investing close to services and transport.. . I don't want to be contacted by agencies I don't want to increase the price of the property by 7 percent. on the 1st floor there is a kitchen with open space, fully furnished kitchen, air

Location

📍 37.0200°N, 7.9339°W

· Faro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Terraced house in Rua Jardim do Cardeal, 5, Centro, Faro

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
80 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$67K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.1%
$1,971/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.3 yr
Rental only

Property details

Energy: B
Condition: good

Description

Fully restored house, piped gas, air conditioning, in the center of the city ideal for investing close to services and transport.. . I don't want to be contacted by agencies I don't want to increase the price of the property by 7 percent. on the 1st floor there is a kitchen with open space, fully furnished kitchen, air

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$261/night
50% ($120)Brixfox estimate($261/night)200% ($480)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$23,647
Airbnb data$261/night · 49% occupancy
Rental income
$261/night · 49% occ.
$46,774
Running costs (20%)
Utilities, cleaning, maintenance
-$9,355
Income tax (10%)
Indonesian rental income tax
-$13,097
Property tax
Annual property tax
-$675
Net income
6.1% ROI
$23,647

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$385,870
IMT (transfer tax, investment schedule)$17,641
Imposto de Selo (stamp duty)$3,087
Notary & registration$1,359
Legal / due diligence$5,788
Total acquisition costs$27,875
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,783
($2,609–$6,957)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$445,538

Gross yield (asking)

12.1%

True gross yield (all-in)

10.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$2.5M$1.9M$1.3M$629K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $355K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$432K
+22%
Rental Income
+$116K
Total Position
$547K
+54%
9.0%/yr
Year 10
Capital Value
$525K
+48%
Rental Income
+$249K
Total Position
$775K
+118%
8.1%/yr
Year 20
Capital Value
$778K
+119%
Rental Income
+$585K
Total Position
$1.4M
+284%
7.0%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.0M
Total Position
$2.2M
+516%
6.2%/yr

Location

Faro

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$240 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $240 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$1,611/mo
40% occ.
6.7%
$2,167/mo
49% occ.
8.3%
$2,672/mo
current
59% occ.
10.0%
$3,228/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.