Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro
Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro — image 2Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro — image 3Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro — image 4
Grade Bvillabudget

Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro

Faro · Eastern Algarve ·

€280,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,289/yr
Average Daily Rate: €134
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 15.0 years
5-yr Capital Value: €367,916
10-yr Capital Value: €447,626
Brixfox Score: 58.8 / 100
Comparable Properties: 76
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€371,137

+32.5% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €900/m² × 60 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€54,000
(€42,000–€66,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€371,137

Gross yield (asking price)

8.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 60 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

azulejo tiles

Score Breakdown

ROI
18.01
Visual Appeal
6
Ownership Security
13
Location
7.8
Land & Space
3.2
Rental Demand
4.75
Payback Speed
3
STR Suitability
3

Description

Townhouse in the Center of Faro – Excellent Investment Opportunity Townhouse located in the very center of Faro, with enormous potential for total rehabilitation. The property has two independent entrances, offering versatility for different projects – ideal for own housing, income (long-term rental or local accommoda

Location

📍 37.0206°N, 7.9381°W

· Faro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Terraced house in Rua de Sao Sebastiao, 9, Centro, Faro

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
60 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$53K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$1,413/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.9 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: needs-renovation

Description

Townhouse in the Center of Faro – Excellent Investment Opportunity Townhouse located in the very center of Faro, with enormous potential for total rehabilitation. The property has two independent entrances, offering versatility for different projects – ideal for own housing, income (long-term rental or local accommoda

Income Breakdown

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Nightly Rate (ADR)
$194/night
50% ($89)Brixfox estimate($194/night)200% ($357)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$16,957
Airbnb data$194/night · 48% occupancy
Rental income
$194/night · 48% occ.
$33,634
Running costs (20%)
Utilities, cleaning, maintenance
-$6,727
Income tax (10%)
Indonesian rental income tax
-$9,417
Property tax
Annual property tax
-$533
Net income
5.6% ROI
$16,957

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$304,348
IMT (transfer tax, investment schedule)$11,518
Imposto de Selo (stamp duty)$2,435
Notary & registration$1,359
Legal / due diligence$4,565
Total acquisition costs$19,877
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$58,696
($45,652–$71,739)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$401,236

Gross yield (asking)

11.1%

True gross yield (all-in)

8.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$1.9M$1.4M$949K$474K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$83K
Total Position
$423K
+51%
8.6%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$179K
Total Position
$593K
+112%
7.8%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$419K
Total Position
$1.0M
+269%
6.7%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$742K
Total Position
$1.7M
+489%
6.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$178 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$1,194/mo
40% occ.
6.3%
$1,607/mo
48% occ.
7.6%
$1,918/mo
current
58% occ.
9.2%
$2,330/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.