House in Gambelas, Montenegro
House in Gambelas, Montenegro — image 2House in Gambelas, Montenegro — image 3House in Gambelas, Montenegro — image 4House in Gambelas, Montenegro — image 5
Grade B+villamid-range

House in Gambelas, Montenegro

Faro · Eastern Algarve ·

€795,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,522/yr
Average Daily Rate: €246
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 17.5 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 65.6 / 100
Comparable Properties: 10
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€894,435

+12.5% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€894,435

Gross yield (asking price)

7.1%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 238 m²
Land: 154 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsminimalist white facadetiled outdoor terrace

Score Breakdown

ROI
16.58
Visual Appeal
13
Ownership Security
13
Location
8.4
Land & Space
3.33
Rental Demand
6.29
Payback Speed
2
STR Suitability
3

Description

We present this elegant 3-bedroom terraced house, located in Gambelas, in a quiet and strategic area of Faro, just minutes from Faro Beach, Faro Airport and the University of Algarve. Main Features Usable area: 157 m² Total area: 238.37 m² Type: 3-bedroom house with basement and 2 floors Excellent sun exposure (South

Location

📍 37.0366°N, 7.9601°W

· Faro, Algarve, Portugal

View on Casa da Portela →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

House in Gambelas, Montenegro

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
238 m²
Land Plot
154 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$149K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.8%
$3,433/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.0 yr
Rental only

Property details

Year built: 2025
Energy: A+
Condition: new-build

Description

We present this elegant 3-bedroom terraced house, located in Gambelas, in a quiet and strategic area of Faro, just minutes from Faro Beach, Faro Airport and the University of Algarve. Main Features Usable area: 157 m² Total area: 238.37 m² Type: 3-bedroom house with basement and 2 floors Excellent sun exposure (South

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$358/night
50% ($164)Brixfox estimate($358/night)200% ($658)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$41,196
Airbnb data$358/night · 63% occupancy
Rental income
$358/night · 63% occ.
$82,132
Running costs (20%)
Utilities, cleaning, maintenance
-$16,426
Income tax (10%)
Indonesian rental income tax
-$22,997
Property tax
Annual property tax
-$1,512
Net income
4.8% ROI
$41,196

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$970,038

Gross yield (asking)

9.5%

True gross yield (all-in)

8.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$201K
Total Position
$1.2M
+47%
8.0%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$434K
Total Position
$1.6M
+103%
7.3%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.0M
Total Position
$2.8M
+247%
6.4%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.8M
Total Position
$4.4M
+451%
5.9%/yr

Location

Faro

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$329 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
154 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $329 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
4.4%
$3,142/mo
53% occ.
5.4%
$3,904/mo
63% occ.
6.5%
$4,665/mo
current
73% occ.
7.5%
$5,426/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.