Detached house in Conceição e Estoi, Faro
Detached house in Conceição e Estoi, Faro — image 2Detached house in Conceição e Estoi, Faro — image 3Detached house in Conceição e Estoi, Faro — image 4Detached house in Conceição e Estoi, Faro — image 5
Grade B+villamid-range

Detached house in Conceição e Estoi, Faro

Faro · Eastern Algarve ·

€995,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

9%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,263/yr
Average Daily Rate: 1841
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 21.4 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 65.4 / 100
Comparable Properties: 4
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+15.5% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 450)
Light touch-ups — paint, fixtures, deep clean.
€24,750
(€13,500€36,000)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€45,400
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 450
Land: 1800
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large swimming poolstone patiothatched parasolspalm trees

Score Breakdown

ROI
14.98
Visual Appeal
12.8
Ownership Security
13
Location
7.8
Land & Space
12
Rental Demand
0.85
Payback Speed
1
STR Suitability
3

Description

Experience elegance and comfort in the heart of the Algarve. This magnificent property offers a gross area of 450 m², of which 340 m² are living space, distributed harmoniously over two levels. It has five spacious bedrooms, four bathrooms, elegantly furnished including a master suite with dressing room, guaranteeing

Location

📍 37.1105°N, 7.8656°W

· Faro, Algarve, Portugal

Idealista.pt
Faro / Eastern Algarve

Detached house in Conceição e Estoi, Faro

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
450 m²
Land Plot
1800 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$187K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$3,482/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.9 yr
Rental only

Property details

Energy: C
Condition: good

Description

Experience elegance and comfort in the heart of the Algarve. This magnificent property offers a gross area of 450 m², of which 340 m² are living space, distributed harmoniously over two levels. It has five spacious bedrooms, four bathrooms, elegantly furnished including a master suite with dressing room, guaranteeing

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$2,701/night
50% ($1242)Brixfox estimate($2,701/night)200% ($4970)
Occupancy
9%
10%Brixfox estimate(9%)100%

Short-Term Rental

Yearly income
$41,785
Airbnb data$2,701/night · 9% occupancy
Rental income
$2,701/night · 9% occ.
$83,996
Running costs (20%)
Utilities, cleaning, maintenance
-$16,799
Income tax (10%)
Indonesian rental income tax
-$23,519
Property tax
Annual property tax
-$1,893
Net income
3.9% ROI
$41,785

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$26,902
($14,674$39,130)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$47,174
All-in investment$1,246,723

Gross yield (asking)

7.8%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$5.8M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$204K
Total Position
$1.4M
+42%
7.3%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$441K
Total Position
$1.9M
+92%
6.8%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.0M
Total Position
$3.2M
+223%
6.0%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.8M
Total Position
$5.1M
+408%
5.6%/yr

Location

Faro

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
9% average occupancy
Nightly Rate
Strong
$2485 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1800 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $2485 — positioned in the top tier
Generous 1800 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
19.0%
$17,095/mo
40% occ.
25.3%
$22,846/mo
9% occ.
5.3%
$4,742/mo
current
19% occ.
11.6%
$10,493/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.