Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade B+villaluxury

Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€1.8M

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €112,033/yr
Average Daily Rate: €717
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 19.5 years
5-yr Capital Value: €2.3M
10-yr Capital Value: €2.8M
Brixfox Score: 74 / 100
Comparable Properties: 6
Data Confidence: 69%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.4% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€131,250
IS — Stamp duty (0.8%)€14,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,250
Total acquisition costs€172,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 278 m²
Land: 544 m²
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge sliding glass doorsopen-plan livingmodern kitchen islandrecessed lightingglass staircase railing

Score Breakdown

ROI
15.67
Visual Appeal
15
Ownership Security
13
Location
10.44
Land & Space
10.61
Rental Demand
4.28
Payback Speed
2
STR Suitability
3

Description

Stunning brand new villa, with swimming pool, modern lines, generous areas and very bright. In a very central urbanization, close to the historic city center, the Marina and all amenities. It has an original V shape, with 3 floors and an roof terrace with city and sea views. The 4 bedrooms, which all have built-in ward

Location

📍 37.1054°N, 8.6849°W

· Lagos, Algarve, Portugal

View on ERA Lagos →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
278 m²
Land Plot
544 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$483K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.3%
$6,740/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.5 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Stunning brand new villa, with swimming pool, modern lines, generous areas and very bright. In a very central urbanization, close to the historic city center, the Marina and all amenities. It has an original V shape, with 3 floors and an roof terrace with city and sea views. The 4 bedrooms, which all have built-in ward

Income Breakdown

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Nightly Rate (ADR)
$1,037/night
50% ($477)Brixfox estimate($1,037/night)200% ($1907)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$80,884
Airbnb data$1,037/night · 43% occupancy
Rental income
$1,037/night · 43% occ.
$161,948
Running costs (20%)
Utilities, cleaning, maintenance
-$32,390
Income tax (10%)
Indonesian rental income tax
-$45,345
Property tax
Annual property tax
-$3,329
Net income
4.3% ROI
$80,884

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,902,174
IMT (transfer tax, investment schedule)$142,663
Imposto de Selo (stamp duty)$15,217
Notary & registration$1,359
Legal / due diligence$28,533
Total acquisition costs$187,772
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,155,326

Gross yield (asking)

8.5%

True gross yield (all-in)

7.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$10.6M$7.9M$5.3M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$395K
Total Position
$2.5M
+44%
7.6%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$853K
Total Position
$3.4M
+97%
7.0%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$2.0M
Total Position
$5.8M
+233%
6.2%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$3.5M
Total Position
$9.2M
+427%
5.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$954 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
544 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $954 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 544 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$6,343/mo
40% occ.
5.4%
$8,550/mo
43% occ.
5.8%
$9,170/mo
current
53% occ.
7.2%
$11,377/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.