Detached house in Centro, Faro
Detached house in Centro, Faro — image 2Detached house in Centro, Faro — image 3Detached house in Centro, Faro — image 4Detached house in Centro, Faro — image 5
Grade Bvillamid-range

Detached house in Centro, Faro

Faro · Eastern Algarve ·

€750,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,955/yr
Average Daily Rate: €216
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 22.9 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 57.2 / 100
Comparable Properties: 23
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€863,685

+15.2% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation (est. €55/m² × 327 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,985
(€9,810–€26,160)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€863,685

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 327 m²
Land: 149 m²
Style: portuguese-traditional
Condition: good
Year Built: 2005
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional-window-framespotted-plants

Score Breakdown

ROI
14.5
Visual Appeal
9.8
Ownership Security
13
Location
7.8
Land & Space
2.99
Rental Demand
5.07
Payback Speed
1
STR Suitability
3

Description

Centenary building fully restored, maintaining the characteristics of rustic construction such as stone and wood. This property consists of three floors: On the ground floor a restaurant with the characteristics of Algarvias (stone arcades), reversible air conditioning with entrance at the rear of the building that s

Location

📍 37.0182°N, 7.9289°W

· Faro, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Centro, Faro

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
327 m²
Land Plot
149 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$141K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.6%
$2,446/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.8 yr
Rental only

Property details

Year built: 2005
Energy: C
Condition: good

Description

Centenary building fully restored, maintaining the characteristics of rustic construction such as stone and wood. This property consists of three floors: On the ground floor a restaurant with the characteristics of Algarvias (stone arcades), reversible air conditioning with entrance at the rear of the building that s

Income Breakdown

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Nightly Rate (ADR)
$320/night
50% ($147)Brixfox estimate($320/night)200% ($589)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$29,348
Airbnb data$320/night · 51% occupancy
Rental income
$320/night · 51% occ.
$59,183
Running costs (20%)
Utilities, cleaning, maintenance
-$11,837
Income tax (10%)
Indonesian rental income tax
-$16,571
Property tax
Annual property tax
-$1,427
Net income
3.6% ROI
$29,348

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,549
($10,663–$28,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$936,614

Gross yield (asking)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$4.3M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$143K
Total Position
$1.1M
+41%
7.1%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$310K
Total Position
$1.4M
+89%
6.6%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$726K
Total Position
$2.4M
+216%
5.9%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.3M
Total Position
$3.7M
+396%
5.5%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$294 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
149 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $294 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
2.9%
$1,971/mo
41% occ.
3.9%
$2,652/mo
51% occ.
4.9%
$3,334/mo
current
61% occ.
5.9%
$4,015/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.