Detached house in Centro, Faro
Detached house in Centro, Faro — image 2Detached house in Centro, Faro — image 3Detached house in Centro, Faro — image 4Detached house in Centro, Faro — image 5
Grade B+villamid-range

Detached house in Centro, Faro

Faro · Eastern Algarve ·

€665,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,251/yr
Average Daily Rate: €465
Payback Period: 12.1 years
5-yr Capital Value: €873,800
10-yr Capital Value: €1.1M
Brixfox Score: 66.6 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€780,995

+17.4% over asking

Asking price€665,000
IMT — Property transfer tax (investment schedule)€39,900
IS — Stamp duty (0.8%)€5,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,975
Total acquisition costs€56,445
Renovation (est. €55/m² × 400 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,000
(€12,000–€32,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€780,995

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 400 m²
Land: 206 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace potentialtraditional terracotta roofssea view

Score Breakdown

ROI
20.47
Visual Appeal
11.4
Ownership Security
13
Location
7.8
Land & Space
3.98
Rental Demand
3.96
Payback Speed
3
STR Suitability
3

Description

We present this emblematic building, strategically located in the heart of downtown Faro, just a few meters from the iconic Marina. With a gross area of 400 m², this property is not just a building, it is a turnkey project ready to come to life. The Project: Profitability and Comfort The property is sold with an appro

Location

📍 37.0190°N, 7.9338°W

· Faro, Algarve, Portugal

View on RedeReal Loulé →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Centro, Faro

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
400 m²
Land Plot
206 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$125K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.9%
$4,186/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.4 yr
Rental only

Property details

Energy: F
Condition: good

Description

We present this emblematic building, strategically located in the heart of downtown Faro, just a few meters from the iconic Marina. With a gross area of 400 m², this property is not just a building, it is a turnkey project ready to come to life. The Project: Profitability and Comfort The property is sold with an appro

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$685/night
50% ($315)Brixfox estimate($685/night)200% ($1261)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$50,234
Airbnb data$685/night · 40% occupancy
Rental income
$685/night · 40% occ.
$99,037
Running costs (20%)
Utilities, cleaning, maintenance
-$19,807
Income tax (10%)
Indonesian rental income tax
-$27,730
Property tax
Annual property tax
-$1,265
Net income
6.9% ROI
$50,234

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$722,826
IMT (transfer tax, investment schedule)$43,370
Imposto de Selo (stamp duty)$5,783
Notary & registration$1,359
Legal / due diligence$10,842
Total acquisition costs$61,353
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$23,913
($13,043–$34,783)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$846,734

Gross yield (asking)

13.7%

True gross yield (all-in)

11.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $665K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$809K
+22%
Rental Income
+$245K
Total Position
$1.1M
+59%
9.7%/yr
Year 10
Capital Value
$984K
+48%
Rental Income
+$530K
Total Position
$1.5M
+128%
8.6%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.2M
Total Position
$2.7M
+306%
7.3%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.2M
Total Position
$4.4M
+555%
6.5%/yr

Location

Faro

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$631 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
206 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $631 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.1%
$4,273/mo
40% occ.
9.5%
$5,732/mo
current
40% occ.
9.4%
$5,672/mo
current
50% occ.
11.8%
$7,132/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.