Detached house in Rua António Dias, Centro, Montenegro
Detached house in Rua António Dias, Centro, Montenegro — image 2Detached house in Rua António Dias, Centro, Montenegro — image 3Detached house in Rua António Dias, Centro, Montenegro — image 4Detached house in Rua António Dias, Centro, Montenegro — image 5
Grade Bvillaluxury

Detached house in Rua António Dias, Centro, Montenegro

Faro · Eastern Algarve ·

€1.6M

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

2.3%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,457/yr
Average Daily Rate: €412
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 132.9 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.1M
Brixfox Score: 55.8 / 100
Comparable Properties: 4
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.8M

+13.9% over asking

Asking price€1.6M
IMT — Property transfer tax (investment schedule)€116,250
IS — Stamp duty (0.8%)€12,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€23,250
Total acquisition costs€153,150
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.8M

Gross yield (asking price)

2.7%

True gross yield (all-in)

2.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 450 m²
Land: 477 m²
Style: modern
Condition: new-build
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

angular rooflinefloor-to-ceiling glass wallsglass balcony railingsinfinity-edge pool

Score Breakdown

ROI
3
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
9.05
Rental Demand
2.76
Payback Speed
0
STR Suitability
4

Description

Contemporary villa for sale in Faro, Algarve. Located in the Montenegro area, this house stands out for its magnificent view of the Ria Formosa, having been designed with the aim of providing comfort and functionality. With a spacious modern-style living room, a fully equipped kitchen with Smeg appliances and a dining

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

View on Private International Real Estate →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Rua António Dias, Centro, Montenegro

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
450 m²
Land Plot
477 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$291K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.8%
$2,153/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
16 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
65.2 yr
Rental only

Property details

Energy: B
Condition: new-build

Description

Contemporary villa for sale in Faro, Algarve. Located in the Montenegro area, this house stands out for its magnificent view of the Ria Formosa, having been designed with the aim of providing comfort and functionality. With a spacious modern-style living room, a fully equipped kitchen with Smeg appliances and a dining

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$594/night
50% ($273)Brixfox estimate($594/night)200% ($1092)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$25,831
Airbnb data$594/night · 28% occupancy
Rental income
$594/night · 28% occ.
$55,346
Running costs (20%)
Utilities, cleaning, maintenance
-$11,069
Income tax (10%)
Indonesian rental income tax
-$15,497
Property tax
Annual property tax
-$2,948
Net income
1.5% ROI
$25,831

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
1.8%
1.5%
Fully-managed
1.0%
0.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

3.0%

Annual Revenue

$55,346

Income Tax / yr

$4,842

Payback

—

True All-In Cost
Asking price$1,684,783
IMT — transfer tax (non-resident 7.5%)$126,359
Stamp duty (0.8%)$13,478
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,867,337

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$7.1M$5.3M$3.5M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.6M
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.9M
+22%
Rental Income
+$126K
Total Position
$2.0M
+30%
5.4%/yr
Year 10
Capital Value
$2.3M
+48%
Rental Income
+$272K
Total Position
$2.6M
+66%
5.2%/yr
Year 20
Capital Value
$3.4M
+119%
Rental Income
+$639K
Total Position
$4.0M
+160%
4.9%/yr
Year 30
Capital Value
$5.0M
+224%
Rental Income
+$1.1M
Total Position
$6.2M
+297%
4.7%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.5% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$546 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
477 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $546 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$3,546/mo
40% occ.
3.4%
$4,809/mo
28% occ.
2.3%
$3,241/mo
current
38% occ.
3.2%
$4,505/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.