Detached house in Rua do Pe da Cruz, Centro, Faro
Detached house in Rua do Pe da Cruz, Centro, Faro — image 2Detached house in Rua do Pe da Cruz, Centro, Faro — image 3Detached house in Rua do Pe da Cruz, Centro, Faro — image 4Detached house in Rua do Pe da Cruz, Centro, Faro — image 5
Grade Bvillaluxury

Detached house in Rua do Pe da Cruz, Centro, Faro

Faro · Eastern Algarve ·

€598,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,991/yr
Average Daily Rate: €448
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 20.2 years
5-yr Capital Value: €785,763
10-yr Capital Value: €956,001
Brixfox Score: 63.3 / 100
Comparable Properties: 4
Data Confidence: 60%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€710,824

+18.9% over asking

Asking price€598,000
IMT — Property transfer tax (investment schedule)€35,670
IS — Stamp duty (0.8%)€4,784
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,970
Total acquisition costs€50,674
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€710,824

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 333 m²
Style: contemporary
Condition: new-build
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with railingprivate swimming pool with wooden deckintegrated wall greenery

Score Breakdown

ROI
15.39
Visual Appeal
14.8
Ownership Security
13
Location
7.8
Land & Space
6
Rental Demand
2.26
Payback Speed
1
STR Suitability
3

Description

A truly unique investment in the Algarve's heritage, where historical value is combined with a high-quality architectural project, clearly reflected in the presented images. The property retains a traditional Algarve facade of great character, with authentic architectural elements, elegant openings, iron balconies, an

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

View on Hometown Properties →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Rua do Pe da Cruz, Centro, Faro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
333 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.1%
$2,221/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.4 yr
Rental only

Property details

Energy: C
Condition: new-build

Description

A truly unique investment in the Algarve's heritage, where historical value is combined with a high-quality architectural project, clearly reflected in the presented images. The property retains a traditional Algarve facade of great character, with authentic architectural elements, elegant openings, iron balconies, an

Income Breakdown

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Nightly Rate (ADR)
$647/night
50% ($297)Brixfox estimate($647/night)200% ($1190)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$26,650
Airbnb data$647/night · 23% occupancy
Rental income
$647/night · 23% occ.
$53,437
Running costs (20%)
Utilities, cleaning, maintenance
-$10,687
Income tax (10%)
Indonesian rental income tax
-$14,962
Property tax
Annual property tax
-$1,138
Net income
4.1% ROI
$26,650

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$650,000
IMT (transfer tax, investment schedule)$38,772
Imposto de Selo (stamp duty)$5,200
Notary & registration$1,359
Legal / due diligence$9,750
Total acquisition costs$55,080
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$770,461

Gross yield (asking)

8.2%

True gross yield (all-in)

6.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$3.6M$2.7M$1.8M$893K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $598K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$728K
+22%
Rental Income
+$130K
Total Position
$858K
+43%
7.5%/yr
Year 10
Capital Value
$885K
+48%
Rental Income
+$281K
Total Position
$1.2M
+95%
6.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$659K
Total Position
$2.0M
+229%
6.1%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.2M
Total Position
$3.1M
+419%
5.6%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Strong
$595 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $595 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.4%
$4,035/mo
40% occ.
10.0%
$5,411/mo
23% occ.
5.6%
$3,022/mo
current
33% occ.
8.1%
$4,398/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.