Terraced house in Rua do Pe da Cruz, Estoi
Terraced house in Rua do Pe da Cruz, Estoi — image 2Terraced house in Rua do Pe da Cruz, Estoi — image 3Terraced house in Rua do Pe da Cruz, Estoi — image 4Terraced house in Rua do Pe da Cruz, Estoi — image 5
Grade C+villabudget

Terraced house in Rua do Pe da Cruz, Estoi

Faro · Eastern Algarve ·

€598,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

13%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,631/yr
Average Daily Rate: €688
-22.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 23.6 years
5-yr Capital Value: €785,763
10-yr Capital Value: €956,001
Brixfox Score: 54.1 / 100
Comparable Properties: 6
Data Confidence: 64%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€975,724

+63.2% over asking

Asking price€598,000
IMT — Property transfer tax (investment schedule)€35,670
IS — Stamp duty (0.8%)€4,784
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,970
Total acquisition costs€50,674
Renovation (est. €900/m² × 335 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€301,500
(€234,500–€368,500)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€975,724

Gross yield (asking price)

5.3%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 335 m²
Land: 196 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue painted wooden doorswrought iron balconiesblue trim on facade

Score Breakdown

ROI
14.28
Visual Appeal
9.8
Ownership Security
13
Location
7.8
Land & Space
3.92
Rental Demand
1.26
Payback Speed
1
STR Suitability
3

Description

Historic Property in Estoi with Approved Project and High Investment Potential Discover a truly rare opportunity in the heart of Estoi: a historic manor house with an approved project for the creation of a luxury villa, located just 150 meters from the iconic Estoi Palace and its prestigious Pousada. This unique prop

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

View on Teresa Rodrigues Mediação Imobiliária →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Terraced house in Rua do Pe da Cruz, Estoi

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
335 m²
Land Plot
196 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,885/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.7 yr
Rental only

Property details

Energy: C
Condition: needs-renovation

Description

Historic Property in Estoi with Approved Project and High Investment Potential Discover a truly rare opportunity in the heart of Estoi: a historic manor house with an approved project for the creation of a luxury villa, located just 150 meters from the iconic Estoi Palace and its prestigious Pousada. This unique prop

Income Breakdown

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Nightly Rate (ADR)
$993/night
50% ($457)Brixfox estimate($993/night)200% ($1828)
Occupancy
13%
10%Brixfox estimate(13%)100%

Short-Term Rental

Yearly income
$22,615
Airbnb data$993/night · 13% occupancy
Rental income
$993/night · 13% occ.
$45,677
Running costs (20%)
Utilities, cleaning, maintenance
-$9,135
Income tax (10%)
Indonesian rental income tax
-$12,790
Property tax
Annual property tax
-$1,138
Net income
3.5% ROI
$22,615

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$650,000
IMT (transfer tax, investment schedule)$38,772
Imposto de Selo (stamp duty)$5,200
Notary & registration$1,359
Legal / due diligence$9,750
Total acquisition costs$55,080
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$327,717
($254,891–$400,543)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$1,058,396

Gross yield (asking)

7.0%

True gross yield (all-in)

4.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$3.4M$2.5M$1.7M$842K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $598K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$728K
+22%
Rental Income
+$110K
Total Position
$838K
+40%
7.0%/yr
Year 10
Capital Value
$885K
+48%
Rental Income
+$239K
Total Position
$1.1M
+88%
6.5%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$559K
Total Position
$1.9M
+213%
5.9%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$990K
Total Position
$2.9M
+390%
5.4%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
13% average occupancy
Nightly Rate
Strong
$914 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
196 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $914 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.5%
$6,250/mo
40% occ.
15.4%
$8,365/mo
13% occ.
4.7%
$2,570/mo
current
23% occ.
8.6%
$4,685/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.