Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos
Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos — image 2Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos — image 3Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos — image 4Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€680,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €80,449/yr
Average Daily Rate: €406
Payback Period: 10.6 years
5-yr Capital Value: €893,510
10-yr Capital Value: €1.1M
Brixfox Score: 74 / 100
Comparable Properties: 12
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€785,030

+15.4% over asking

Asking price€680,000
IMT — Property transfer tax (investment schedule)€40,800
IS — Stamp duty (0.8%)€5,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,200
Total acquisition costs€57,690
Renovation (est. €55/m² × 178 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,790
(€5,340–€14,240)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€785,030

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 178 m²
Land: 245 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta floor tilesbuilt-in shelving around fireplaceexterior shutters

Score Breakdown

ROI
22.35
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
5.76
Rental Demand
5.43
Payback Speed
4
STR Suitability
3

Description

In the very much sought after residential area of Torraltinha, Lagos, close to all amenities including schools, hospital and supermarket we offer this T4 with 3 full bathrooms with 2 floors. The back gate leads past the lemon tree and barbeque into the kitchen, hallway and ample storage. The front gate leads past the g

Location

📍 37.0933°N, 8.6808°W

· Lagos, Algarve, Portugal

View on CENTURY 21 Forever Homes →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua Cândido Guerreiro, Nn, Torralta, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
178 m²
Land Plot
245 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$188K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.0%
$4,932/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.5 yr
Rental only

Property details

Year built: 2002
Energy: D
Condition: good

Description

In the very much sought after residential area of Torraltinha, Lagos, close to all amenities including schools, hospital and supermarket we offer this T4 with 3 full bathrooms with 2 floors. The back gate leads past the lemon tree and barbeque into the kitchen, hallway and ample storage. The front gate leads past the g

Income Breakdown

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Nightly Rate (ADR)
$587/night
50% ($270)Brixfox estimate($587/night)200% ($1081)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$59,187
Airbnb data$587/night · 54% occupancy
Rental income
$587/night · 54% occ.
$116,309
Running costs (20%)
Utilities, cleaning, maintenance
-$23,262
Income tax (10%)
Indonesian rental income tax
-$32,566
Property tax
Annual property tax
-$1,293
Net income
8.0% ROI
$59,187

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$739,130
IMT (transfer tax, investment schedule)$44,348
Imposto de Selo (stamp duty)$5,913
Notary & registration$1,359
Legal / due diligence$11,087
Total acquisition costs$62,707
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,641
($5,804–$15,478)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$851,120

Gross yield (asking)

15.7%

True gross yield (all-in)

13.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.5M$4.1M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $680K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$827K
+22%
Rental Income
+$289K
Total Position
$1.1M
+64%
10.4%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$624K
Total Position
$1.6M
+140%
9.1%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.5M
Total Position
$3.0M
+334%
7.6%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.6M
Total Position
$4.8M
+605%
6.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.0% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$540 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
245 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.0% — outperforms most villas in this market
Premium nightly rate of $540 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
6.8%
$4,176/mo
44% occ.
8.8%
$5,426/mo
54% occ.
10.8%
$6,677/mo
current
64% occ.
12.9%
$7,927/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.