Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos
Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos — image 2Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos — image 3Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos — image 4Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos — image 5
Grade Bvillamid-range

Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€1.3M

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,326/yr
Average Daily Rate: €321
Payback Period: 23.8 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 60.6 / 100
Comparable Properties: 48
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+12.4% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€97,500
IS — Stamp duty (0.8%)€10,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,500
Total acquisition costs€128,650
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

5.2%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 6
Building: 244 m²
Land: 150 m²
Style: contemporary
Condition: excellent
Year Built: 2006
Energy Certificate: C
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large windows for natural lightopen-plan living and dining areaintegrated plant features

Score Breakdown

ROI
14.24
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.22
Rental Demand
5.75
Payback Speed
1
STR Suitability
3

Description

Luxury 2+1 bedroom villa, with 244m2, in an excellent location, in a quiet area, 5 minutes' walk from Ponta da Piedade, Dona Ana beach, Camilo beach and Porto de Mós, thought out in detail for the comfort and quality it offers. The 1st floor has 2 suites with individual shower cubicles and toilets, allowing complete

Location

📍 37.0900°N, 8.6741°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Detached house in Rua da Costa D'Oiro, Praia Dona Ana, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
6 Baths
Built Area
244 m²
Land Plot
150 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$359K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$4,062/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.0 yr
Rental only

Property details

Year built: 2006
Energy: C
Condition: excellent

Description

Luxury 2+1 bedroom villa, with 244m2, in an excellent location, in a quiet area, 5 minutes' walk from Ponta da Piedade, Dona Ana beach, Camilo beach and Porto de Mós, thought out in detail for the comfort and quality it offers. The 1st floor has 2 suites with individual shower cubicles and toilets, allowing complete

Income Breakdown

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Nightly Rate (ADR)
$469/night
50% ($216)Brixfox estimate($469/night)200% ($864)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$48,745
Airbnb data$469/night · 57% occupancy
Rental income
$469/night · 57% occ.
$98,496
Running costs (20%)
Utilities, cleaning, maintenance
-$19,699
Income tax (10%)
Indonesian rental income tax
-$27,579
Property tax
Annual property tax
-$2,473
Net income
3.4% ROI
$48,745

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,413,043
IMT (transfer tax, investment schedule)$105,978
Imposto de Selo (stamp duty)$11,304
Notary & registration$1,359
Legal / due diligence$21,196
Total acquisition costs$139,837
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,585,707

Gross yield (asking)

7.0%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.3M$5.5M$3.7M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$238K
Total Position
$1.8M
+40%
7.0%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$514K
Total Position
$2.4M
+88%
6.5%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$1.2M
Total Position
$4.1M
+212%
5.9%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$2.1M
Total Position
$6.3M
+388%
5.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$432 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
150 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $432 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
3.0%
$3,540/mo
47% occ.
3.9%
$4,540/mo
57% occ.
4.7%
$5,539/mo
current
67% occ.
5.6%
$6,539/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.