T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos
T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos — image 2T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos — image 3T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos — image 4T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€765,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,118/yr
Average Daily Rate: 212
Payback Period: 19.2 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 66.6 / 100
Comparable Properties: 94
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€854,595

+11.7% over asking

Asking price€765,000
IMT — Property transfer tax (investment schedule)€45,900
IS — Stamp duty (0.8%)€6,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,475
Total acquisition costs€64,745
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€24,850
All-in investment (incl. renovation & furnishing)€854,595

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 217
Style: modern
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floor-to-ceiling windowsintegrated kitchen appliancesopen-plan living

Score Breakdown

ROI
15.78
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
6.35
Payback Speed
2
STR Suitability
3

Description

This sophisticated 2-bedroom apartment is located in a luxury development in the city of Lagos, combining contemporary architecture, technology, and comfort in a single space. Designed by the renowned architect Vítor Vilhena, the building features a modern and robust aesthetic, with a reinforced concrete structure and

Location

📍 37.0948°N, 8.6748°W

· Lagos, Algarve, Portugal

Idealista.pt
Lagos / Western Algarve

T2 flat in Rua da Torraltinha, Nn, Praia Dona Ana, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
217 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$211K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.3%
$2,990/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.2 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

This sophisticated 2-bedroom apartment is located in a luxury development in the city of Lagos, combining contemporary architecture, technology, and comfort in a single space. Designed by the renowned architect Vítor Vilhena, the building features a modern and robust aesthetic, with a reinforced concrete structure and

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$310/night
50% ($143)Brixfox estimate($310/night)200% ($570)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$35,877
Airbnb data$310/night · 63% occupancy
Rental income
$310/night · 63% occ.
$71,793
Running costs (20%)
Utilities, cleaning, maintenance
-$14,359
Income tax (10%)
Indonesian rental income tax
-$20,102
Property tax
Annual property tax
-$1,455
Net income
4.3% ROI
$35,877

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$831,522
IMT (transfer tax, investment schedule)$49,891
Imposto de Selo (stamp duty)$6,652
Notary & registration$1,359
Legal / due diligence$12,473
Total acquisition costs$70,375
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$928,908

Gross yield (asking)

8.6%

True gross yield (all-in)

7.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.7M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $765K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$931K
+22%
Rental Income
+$175K
Total Position
$1.1M
+45%
7.7%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$378K
Total Position
$1.5M
+97%
7.0%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$887K
Total Position
$2.6M
+235%
6.2%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$1.6M
Total Position
$4.1M
+430%
5.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$285 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $285 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
4.0%
$2,747/mo
53% occ.
4.9%
$3,407/mo
63% occ.
5.9%
$4,067/mo
current
73% occ.
6.8%
$4,727/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.