COZY 1 BEDROOM LOFT IN UMALAS

COZY 1 BEDROOM LOFT IN UMALAS

Bali, Bali

$159k

Price

1.4%

ROI

1

Bedrooms

36%

Occupancy

2 Bathrooms
Ownership: leasehold
Land: 62 m²
Build: 85 m²
Est. Revenue: $5k/yr
Avg Nightly Rate: $37

Investment Analysis

Discover serenity in this 1-bedroom loft nestled in the heart of Umalas. Fully furnished and thoughtfully designed, the loft features a cozy living space, a modern kitchen, and a plush bedroom with abundant natural light. Enjoy the luxury of two elegant bathrooms. Outside, a private patio overlooks lush gardens, offering a peaceful retreat. Modern amenities including air conditioning, high-speed internet, and cable TV enhance your comfort. Located in a prime spot, you're close to Seminyak's lively attractions yet cocooned in tranquility. This loft is the epitome of Bali's charm, promising a delightful living experience in a vibrant yet peaceful setting.

Kibarer
Bali / Umalas

COZY 1 BEDROOM LOFT IN UMALAS

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
85 m²
Land Plot
62 m²
Tenure
Lease 22yr
Yield Curve Status

Grade D investment — long-term rental yields 2.1% net return annually.

Go to Source via Kibarer

The Investment

Brixfox Score30
GradeD
Brixfox Intelligence
30DBelow Avg
Score Breakdown
ROI & Yield33%
Capital Growth32%
Risk Profile34%
Market Demand30%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
-1.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
-3.7%
-$29K in 5yr (-18%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.0%
$262/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
21 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
50.5 yr
Rental only

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$37/night
50% ($19)Brixfox estimate($37/night)200% ($74)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$3,148
Airbnb data$37/night · 36% occupancy
Rental income
$37/night · 36% occ.
$4,895
Running costs (20%)
Utilities, cleaning, maintenance
-$979
Income tax (10%)
Indonesian rental income tax
-$490
Property tax
Annual property tax
-$278
Net income
2.0% ROI
$3,148

Long-Term Rental

Yearly income
$3,408
31 comps
Rental income
$531/mo
$5,098
Agency fee (10%)
Finder's fee per tenant
-$510
Vacancy (~8%)
1.5mo gap per tenancy
-$392
Income tax (10%)
Indonesian rental income tax
-$510
Property tax
Annual property tax
-$278
Net income
2.1% ROI
$3,408

Long-term rental earns more with lower risk and less effort.

Growth & Exit Strategy

How your investment grows over time

Leasehold with 22 years remaining.

$187K$140K$93K$47K$0Yr 0Yr 5Yr 10Yr 15Yr 20Purchase PriceIlliquid zoneUnsellableToday: $159KPeak Capital Value: Now
Leasehold value decline
Resale value of your property as the lease shortens. Drops steeply in the final years.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Illiquid zone
Under 15 years remaining. Hard to sell — banks won't lend, fewer buyers, and steep discounts required.
Unsellable
Under 5 years remaining. Effectively worthless on the open market. No financing, no buyers.
Year 5
Capital Value
$130K
-18%
17 years remaining
Rental Income
+$17K
Total Position
$146K
-8%
-1.6%/yr
Year 10
Capital Value
$79K
-50%
12 years remaining
Rental Income
+$36K
Total Position
$115K
-28%
-3.2%/yr
Year 15
Capital Value
$34K
-79%
7 years remaining
Rental Income
+$59K
Total Position
$92K
-42%
-3.6%/yr
Year 20
Capital Value
$7K
-96%
2 years remaining
Rental Income
+$85K
Total Position
$92K
-42%
-2.7%/yr

Location

Bali

Umalas, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Weak
$37 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
62 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Good
22 years remaining on lease

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.6%
$214/mo
40% occ.
2.2%
$293/mo
36% occ.
2.0%
$262/mo
current
46% occ.
2.6%
$341/mo

Lease Timeline

22 years remaining
Caution Zone

Approaching the illiquid zone. Plan your exit within the next 7 years while the property is still easy to sell.

ℹ️

Financing note: Banks generally do not finance leasehold properties, regardless of the remaining duration. Buyers must purchase with cash or alternative financing.

25+ yr: Safe
15-25yr: Caution
<15yr: Illiquid

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Bali may impact actual yields.