Off Plan 3 Bedroom Family Villa for sale in Bumbak Umalas - RF5862A

Off Plan 3 Bedroom Family Villa for sale in Bumbak Umalas - RF5862A

Umalas, Bali

$237k

Price

10.5%

ROI

3

Bedrooms

35%

Occupancy

3 Bathrooms
Ownership: Leasehold
Land: 133
Build: 170
Est. Revenue: $36k/yr
Avg Nightly Rate: $280

Investment Analysis

Off-plan 3-bedroom Mediterranean-style villas | 2 units available: Villa 1 features a car garage, while Villa 2 offers a bike garage | Estimated...

3-bedroom leasehold villa in Umalas — photo 1 of 5
Bali Home Immo
3-bedroom leasehold villa in Umalas — photo 2 of 5
3-bedroom leasehold villa in Umalas — photo 3 of 5
3-bedroom leasehold villa in Umalas — photo 4 of 5
3-bedroom leasehold villa in Umalas — photo 5 of 5

Off Plan 3 Bedroom Family Villa for sale in Bumbak Umalas - RF5862A

Umalas · Umalas · Ref BF-132585 Source verified · Bali Home Immo · listed 17 Jun 2026
Asking price · Leasehold
$236,775
View original listing
Ownership
Leasehold
Bedrooms
3
Bathrooms
3
Built area
170 m²
Land
133 m²
True net yield
5.1%
$2,071/mo net after costs & tax
5-yr total return (net + appreciation)
10.2% / yr avg
Payback in ~10 yrs from rent
Brixfox Score 62 · B
26 yrs left on lease
Modelled from Airbnb listings we track across Umalas — live calendar data. Projections are estimates, not financial advice.

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Umalas

Umalas, Pin from agency listing

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Airbnb Comp Analysis

Finding Airbnb comps...

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$280/night
50% ($140)Brixfox estimate($280/night)200% ($559)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$24,845
Airbnb data$280/night · 35% occupancy
Rental income
$280/night · 35% occ.
$36,085
Running costs (20%)
Utilities, cleaning, maintenance
-$7,217
Income tax (10%)
Indonesian rental income tax
-$3,609
Property tax
Annual property tax
-$414
Net income
10.5% ROI
$24,845

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$236,775
Lease transfer & notarial admin (~1%)$2,368
Notary & registration$1,800
Legal / due diligence$2,368
Total acquisition costs$6,536
Renovation (~$25/m², from finish level)
Estimated from finish level — luxury finish typically STR-ready.
$4,250
($0$8,500)
Furnishing & STR launch
3bd × $6,500 base + appliances, electronics, outdoor, licence, photography, linens.
$42,900
All-in investment$290,461

Gross yield (asking)

15.2%

True gross yield (all-in)

12.4%

Bali estimates assume freehold (Hak Milik) acquisition via PT PMA. Leasehold (Hak Sewa) deals have lower transfer costs (~1% vs 5% BPHTB). Renovation rates calibrated to Bali contractor pricing. Working capital not included.

Growth & Exit Strategy

How your investment grows over time

Leasehold with 26 years remaining.

$1.1M$826K$551K$275K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Purchase PriceIlliquid zoneUnsellableToday: $237KPeak Capital Value: Yr 1 ($239K)Paid back2x Return
Leasehold value decline
Resale value of your property as the lease shortens. Drops steeply in the final years.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: cumulative rental income has repaid the full purchase price.
Illiquid zone
Under 15 years remaining. Hard to sell — banks won't lend, fewer buyers, and steep discounts required.
Unsellable
Under 5 years remaining. Effectively worthless on the open market. No financing, no buyers.
Year 5
Capital Value
$233K
-2%
21 years remaining
Rental Income
+$132K
Total Position
$365K
+54%
9.0%/yr
Year 10
Capital Value
$176K
-26%
16 years remaining
Rental Income
+$285K
Total Position
$461K
+95%
6.9%/yr
Year 15
Capital Value
$100K
-58%
11 years remaining
Rental Income
+$462K
Total Position
$562K
+137%
5.9%/yr
Year 20
Capital Value
$37K
-84%
6 years remaining
Rental Income
+$668K
Total Position
$705K
+198%
5.6%/yr

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.5% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$280 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
133 m² land area
Zoning
Weak
Residential (per agency) — verify in RTRW
Tenure
Strong
26 years remaining on lease

Top Highlights

High rental yield at 10.5% — outperforms most villas in this market
Premium nightly rate of $280 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.9%
$1,751/mo
40% occ.
11.9%
$2,346/mo
35% occ.
10.5%
$2,070/mo
current
45% occ.
13.5%
$2,666/mo

Lease Timeline

26 years remaining
Safe Zone

Your lease is in the safe zone. The property is liquid on the resale market and maintains strong valuation.

ℹ️

Financing note: Banks generally do not finance leasehold properties, regardless of the remaining duration. Buyers must purchase with cash or alternative financing.

25+ yr: Safe
15-25yr: Caution
<15yr: Illiquid

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Bali may impact actual yields.