Andar de moradia in Rua das Baleares, 92, Monte Gordo
Grade C+villamid-range

Andar de moradia in Rua das Baleares, 92, Monte Gordo

VRSA/Monte Gordo · Eastern Algarve ·

€675,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.3 months ago and is currently at 20% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,499/yr
Average Daily Rate: €196
Payback Period: 88.3 years
5-yr Capital Value: €782,510
10-yr Capital Value: €907,144
Brixfox Score: 48.9 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€764,475

+13.3% over asking

Asking price€675,000
IMT — Property transfer tax (investment schedule)€40,500
IS — Stamp duty (0.8%)€5,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,125
Total acquisition costs€57,275
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€764,475

Gross yield (asking price)

4.1%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 156 m²
Style: contemporary
Condition: excellent

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

abstract wall artoval coffee table

Score Breakdown

ROI
4.52
Visual Appeal
11.2
Ownership Security
13
Location
7.2
Land & Space
5.12
Rental Demand
3.85
Payback Speed
0
STR Suitability
4

Description

A family home featuring functional architecture and spacious rooms, spread over three floors, ideal for those who value comfort, natural light and versatile living spaces. On the ground floor there is a bedroom, a pantry, a full bathroom and a spacious open-plan living and dining area, harmoniously connected to the kit

Location

📍 37.1810°N, 7.4480°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Idealista.pt
Andar de moradia in Rua das Baleares, 92, Monte Gordo
Idealista.pt
Source verified

Andar de moradia in Rua das Baleares, 92, Monte Gordo

VRSA/Monte Gordo · Eastern Algarve · Freehold · Ref BF-9233
Ownership
Freehold
Bedrooms
3
Built area
156 m²
True net yield
1.1%
≈ $1,848/mo net after costs & tax
Brixfox Score 49 · C+

Property details

Condition: excellent

Description

A family home featuring functional architecture and spacious rooms, spread over three floors, ideal for those who value comfort, natural light and versatile living spaces. On the ground floor there is a bedroom, a pantry, a full bathroom and a spacious open-plan living and dining area, harmoniously connected to the kit

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$281/night
50% ($129)Brixfox estimate($281/night)200% ($516)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$18,969
Airbnb data$281/night · 38% occupancy
Rental income
$281/night · 38% occ.
$36,479
Running costs (20%)
Utilities, cleaning, maintenance
-$7,296
Income tax (10%)
Indonesian rental income tax
-$10,214
Property tax
Annual property tax
-$0
Net income
2.6% ROI
$18,969

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.7%
2.3%
Fully-managed
1.5%
1.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.4%

Annual Revenue

$36,479

Income Tax / yr

$3,192

Payback

88 yrs

True All-In Cost
Asking price$733,696
IMT — transfer tax (non-resident 7.5%)$55,027
Stamp duty (0.8%)$5,870
Notary + registry$2,174
Legal$9,025
Furnishing + STR launch$27,174
All-in cost$832,965

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$3.5M$2.6M$1.7M$868K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $675K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$821K
+22%
Rental Income
+$93K
Total Position
$914K
+35%
6.2%/yr
Year 10
Capital Value
$999K
+48%
Rental Income
+$200K
Total Position
$1.2M
+78%
5.9%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$469K
Total Position
$1.9M
+189%
5.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$830K
Total Position
$3.0M
+347%
5.1%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$258 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $258 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$1,792/mo
40% occ.
3.9%
$2,390/mo
38% occ.
3.8%
$2,298/mo
current
48% occ.
4.7%
$2,896/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$733,696
1.1%
Net yield
View original listing
Source verified · Idealista.pt · listed 9 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.